30 Blue Springs Drive #308, Waterloo, ON N2J 4T2
Listed by Rachel Paquette • RE/MAX TWIN CITY REALTY INC.
30 Blue Springs Drive #308 , Waterloo, ON N2J 4T2
$ 375,000
Bed Rooms
2
Bath Rooms
2
SqFt
1,020
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Virtual Tour
49 photos
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Year Built
1991
ON MARKET
0
Property Type
Condo
Price per Sqft
$367
Car Garage
1.0
Property Details
Key Details
Sub Type
Condo/Apt Unit
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,020 sqft
MLS Listing ID
40867020
Style
Apartment
Bedrooms
2
Full Baths
2
HOA Fees
$881/mo
HOA Y/N
Yes
Abv Grd Liv Area
1,020
Annual Tax Amount
$2,578
Property Sub-Type
Condo/Apt Unit
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
1 - Waterloo East
Zoning
RMU-40
Rooms
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
None
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplace
No
Window Features
Window Coverings
Appliance
Dishwasher, Dryer, Range Hood, Refrigerator, Stove, Washer
Laundry
In-Suite
Exterior
Waterfront Description
Lake,Waterfront Community,Other
Roof Type
Flat,Tar/Gravel
Porch
Open
Garage
Yes
Building
Lot Description
Urban, Ample Parking, Highway Access, Park, Place of Worship, Public Transit, Quiet Area, Schools, Shopping Nearby
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
Apartment
Level or Stories
8
Structure Type
Brick
New Construction
No
Schools
Elementary Schools
St. Agnes C.E.S. Jk-8, Winston Churchill P.S. Jk-6, Macgregor P.S. 7-8
High Schools
St. David C.S.S. 9-12, Waterloo C.I. 9-12
Others
HOA Fee Include
Insurance,Common Elements,Maintenance Grounds,Parking,Water
Senior Community
No
Tax ID
231690204
Ownership
Condominium
Virtual Tour
https://media.visualadvantage.ca/30-Blue-Springs-Dr-308
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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30 Blue Springs Drive #308

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Navjot Singh

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