475 Saginaw Parkway, Cambridge, ON N1T 1M6
Listed by Jessica Pennock • Peak Realty Ltd.
475 Saginaw Parkway , Cambridge, ON N1T 1M6
$ 899,999
Bed Rooms
4
Bath Rooms
3
SqFt
2,129
Save
Request Showing
Virtual Tour
50 photos
Highlight
Year Built
1990
ON MARKET
1
Property Type
Single Family Home
Price per Sqft
$422
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,129 sqft
MLS Listing ID
40870774
Style
Traditional
Bedrooms
4
Full Baths
2
Half Baths
1
Abv Grd Liv Area
2,816
Annual Tax Amount
$6,275
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
13 - Galt North
Zoning
R1
Direction
Franklin Blvd to Saginaw Pkwy
Rooms
Basement
Full, Finished
Bedroom 2
4
Kitchen
1
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Wood Burning
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Softener, Dishwasher, Dryer, Refrigerator, Stove, Washer
Exterior
Parking Features
Attached Garage
Roof Type
Asphalt Shing
Lot Frontage
43.85
Lot Depth
108.0
Garage
Yes
Building
Lot Description
Urban, Highway Access, Landscaped, Library, Park, Playground Nearby, Schools, Shopping Nearby
Faces
Franklin Blvd to Saginaw Pkwy
Story
3
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
Traditional
Level or Stories
2
Structure Type
Brick
New Construction
No
Schools
Elementary Schools
Clemens Mill P.S., St. Teresa Of Calcutta C.E.S.
High Schools
Galt C.I., St. Benedict Catholic Secondary School
Others
Senior Community
No
Tax ID
226600174
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/956a6_475_saginaw_pkwy_cambridge_on/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

Go tour this home

475 Saginaw Parkway

GET MORE INFORMATION

Navjot Singh
Navjot Singh

REALTOR® License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

Name
Phone*
Message

By checking this box, I agree by electronic signature to the Electronic Disclosure Consent Agreement; to receive recurring marketing communication from Navjot Singh, including auto-dialed calls, texts, and artificial/prerecorded voice messages (message frequency varies; data rates may apply; reply "STOP" to opt-out of texts or "HELP" for assistance); and to the Terms of Service and Privacy Policy of this website. Consent not required to make a purchase. I understand that I can call to obtain direct assistance.