100 Breckenridge Drive #103, Kitchener, ON N2B 2N9
Listed by Troy Schmidt • RE/MAX TWIN CITY REALTY INC.
100 Breckenridge Drive #103 , Kitchener, ON N2B 2N9
$ 279,000
Bed Rooms
1
Bath Rooms
1
SqFt
683
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Virtual Tour
17 photos
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Year Built
1972
ON MARKET
3
Property Type
Condo
Price per Sqft
$408
Car Garage
--
Property Details
Key Details
Sub Type
Condo/Apt Unit
Listing Status
Active
Purchase Type
For Sale
Square Footage
683 sqft
MLS Listing ID
40869712
Style
Apartment
Bedrooms
1
Full Baths
1
HOA Fees
$573/mo
HOA Y/N
Yes
Abv Grd Liv Area
683
Annual Tax Amount
$1,589
Property Sub-Type
Condo/Apt Unit
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
2 - Kitchener East
Zoning
R2
Direction
NEAR OTTAWA AND RIVER
Rooms
Main Level Bedrooms
1
Kitchen
1
Interior
Heating
Baseboard, Radiant, Water Radiators
Cooling
None
Fireplace
No
Window Features
Window Coverings
Appliance
Water Softener, Refrigerator, Stove
Laundry
Coin Operated, In Building
Exterior
Parking Features
Exclusive, Asphalt
Roof Type
Flat
Porch
Enclosed, Terrace
Garage
No
Building
Lot Description
Urban, Highway Access, Library, Major Highway, Park, Place of Worship, Playground Nearby, Public Transit, Rec./Community Centre, Schools, Shopping Nearby
Faces
NEAR OTTAWA AND RIVER
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Apartment
Level or Stories
1
Structure Type
Aluminum Siding
New Construction
No
Others
HOA Fee Include
Insurance,Doors ,Heat,Hydro,Parking,Trash,Roof,Water,Windows
Senior Community
No
Tax ID
233020003
Ownership
Condominium
Virtual Tour
https://unbranded.youriguide.com/103_100_breckenridge_dr_kitchener_on/
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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100 Breckenridge Drive #103

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