20 Peer Drive, Guelph, ON N1C 1H1
Listed by Lynn Weller • Royal LePage Royal City Realty
20 Peer Drive , Guelph, ON N1C 1H1
$ 985,000
Bed Rooms
3
Bath Rooms
3
SqFt
1,373
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Virtual Tour
34 photos
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Year Built
2003
ON MARKET
1
Property Type
Single Family Home
Price per Sqft
$717
Car Garage
1.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,373 sqft
MLS Listing ID
40849406
Style
Bungalow
Bedrooms
3
Full Baths
3
Abv Grd Liv Area
2,073
Annual Tax Amount
$6,306
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Wellington
Area
City Of Guelph
Zoning
R.1C
Direction
Milson Cres and Peer Drive
Rooms
Other Rooms
Shed(s)
Basement
Full, Partially Finished, Sump Pump
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
Central Vacuum, Auto Garage Door Remote(s), Built-In Appliances, Ceiling Fan(s), Upgraded Insulation, Work Bench
Heating
Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Softener, Built-in Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer
Exterior
Parking Features
Attached Garage, Garage Door Opener
Garage Description
1
Roof Type
Fiberglass
Lot Frontage
39.37
Lot Depth
118.11
Garage
Yes
Building
Lot Description
Urban, Rectangular, Dog Park, Highway Access, Landscaped, Library, Park, Playground Nearby, Public Transit, Quiet Area, Rec./Community Centre, Schools, Shopping Nearby
Faces
Milson Cres and Peer Drive
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal, Unknown
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Aluminum Siding,Brick,Metal/Steel Siding,Vinyl Siding
New Construction
No
Schools
Elementary Schools
Upper Grand: Courtrite Hills
Others
Senior Community
No
Tax ID
712190395
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/20_peer_dr_guelph_on/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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20 Peer Drive

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