243 Edwin Street, Kitchener, ON N2H 4P3
Listed by Christopher Gehl • RE/MAX SOLID GOLD REALTY (II) LTD.
243 Edwin Street , Kitchener, ON N2H 4P3
$ 499,900
Bed Rooms
3
Bath Rooms
1
SqFt
1,359
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Virtual Tour
45 photos
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Year Built
1945
ON MARKET
4
Property Type
Single Family Home
Price per Sqft
$367
Car Garage
--
Open House
Sat Oct 17, 2:00pm - 4:00pm
Sun Oct 18, 2:00pm - 4:00pm
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,359 sqft
MLS Listing ID
40870624
Style
Cape Cod
Bedrooms
3
Full Baths
1
Abv Grd Liv Area
1,359
Annual Tax Amount
$3,283
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
1 - Waterloo East
Zoning
R2A
Direction
Guelph/Edwin
Rooms
Other Rooms
Shed(s), Storage
Basement
Development Potential, Separate Entrance, Full, Unfinished
Main Level Bedrooms
1
Bedroom 2
2
Kitchen
1
Interior
Interior Features
High Speed Internet, Floor Drains, In-law Capability, Water Meter
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplace
No
Window Features
Window Coverings
Appliance
Water Heater, Water Softener, Dryer, Stove, Washer
Laundry
In Basement, In-Suite
Exterior
Exterior Feature
Awning(s)
Parking Features
Asphalt, Tandem
Fence
Full
Utilities Available
Cable Available, Cell Service, Electricity Connected, Fibre Optics, Garbage/Sanitary Collection, High Speed Internet Avail, Natural Gas Connected, Recycling Pickup, Phone Available
Waterfront Description
River/Stream
Roof Type
Asphalt Shing
Porch
Porch
Lot Frontage
40.0
Lot Depth
110.0
Garage
No
Building
Lot Description
Urban, Ample Parking, Dog Park, City Lot, Highway Access, Major Highway, Open Spaces, Park, Place of Worship, Playground Nearby, Public Parking, Public Transit, Quiet Area, Rec./Community Centre, Regional Mall, Schools, Shopping Nearby, Skiing, Trails
Faces
Guelph/Edwin
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
Cape Cod
Level or Stories
1
Structure Type
Vinyl Siding
New Construction
No
Schools
Elementary Schools
St Teresa Catholic Elementary And Prueter Elementary
High Schools
St David'S Catholic Secondary School And Kci
Others
Senior Community
No
Tax ID
223380087
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/243_edwin_st_kitchener_on/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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243 Edwin Street

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Navjot Singh
Navjot Singh

REALTOR® License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

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