82 St. Davids Road, St. Catharines, ON L2T 1P9
Listed by John Hao • Homelife Landmark Realty Inc Brokerage 103b
82 St. Davids Road , St. Catharines, ON L2T 1P9
$ 749,990
Bed Rooms
4
Bath Rooms
4
SqFt
2,150
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Year Built
1994
ON MARKET
5
Property Type
Single Family Home
Price per Sqft
$348
Car Garage
1.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,150 sqft
MLS Listing ID
40870381
Style
A-Frame
Bedrooms
4
Full Baths
3
Half Baths
1
Abv Grd Liv Area
2,150
Annual Tax Amount
$6,263
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Niagara
Area
St. Catharines
Zoning
R1
Direction
FOLEY CR 406 to St. Davids Rd
Rooms
Other Rooms
Shed(s)
Basement
Separate Entrance, Walk-Up Access, Full, Finished
Bedroom 2
3
Kitchen
2
Interior
Interior Features
Auto Garage Door Remote(s), In-Law Floorplan
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplace
No
Window Features
Window Coverings
Appliance
Dryer, Freezer, Range Hood, Refrigerator, Stove, Washer
Exterior
Parking Features
Attached Garage, Concrete
View Y/N
true
Roof Type
Asphalt Shing
Porch
Patio
Lot Frontage
40.0
Lot Depth
110.0
Garage
Yes
Building
Lot Description
Urban, Rectangular, View from Escarpment
Faces
FOLEY CR 406 to St. Davids Rd
Story
3
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
A-Frame
Level or Stories
2
Structure Type
Brick,Vinyl Siding
New Construction
No
Schools
Elementary Schools
Burleigh Hill Public School
High Schools
D.M Sir Winston
Others
Senior Community
No
Tax ID
463430290
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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82 St. Davids Road

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