4970 Kennedy Street, Beamsville, ON L3J 0G5
Listed by Joe Hube • Chase Realty Inc.
4970 Kennedy Street , Beamsville, ON L3J 0G5
$ 979,000
Bed Rooms
4
Bath Rooms
4
SqFt
1,600
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Virtual Tour
42 photos
Highlight
Year Built
2004
ON MARKET
8
Property Type
Single Family Home
Price per Sqft
$611
Car Garage
2.0
Open House
Sun Oct 18, 2:00pm - 4:00pm
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,600 sqft
MLS Listing ID
40867118
Style
Traditional
Bedrooms
4
Full Baths
3
Half Baths
1
Abv Grd Liv Area
2,300
Annual Tax Amount
$6,801
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Niagara
Area
Lincoln
Zoning
r1
Direction
QEW TO ONTARIO ST BEAMSVILLE. SOUTH ON ONTARIO ST LEFT ON HWY 8. SOUTH ON HIXON LEFT ON CHERRYWOOD SOUTH ON ASHBY. RIGHT ON KENNEDY ST.
Rooms
Basement
Separate Entrance, Full, Finished
Bedroom 2
3
Kitchen
2
Interior
Interior Features
Accessory Apartment, Auto Garage Door Remote(s), In-Law Floorplan
Heating
Forced Air
Cooling
Central Air
Fireplaces Type
Gas
Fireplace
Yes
Appliance
Water Heater, Built-in Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer
Laundry
In Basement, Main Level
Exterior
Parking Features
Attached Garage, Asphalt
Utilities Available
Cable Connected
View Y/N
true
Roof Type
Asphalt Shing
Porch
Deck, Porch
Lot Frontage
50.3
Lot Depth
118.3
Garage
Yes
Building
Lot Description
Urban, Rectangular, Dog Park, Greenbelt, Highway Access, Major Highway, Park, Place of Worship, Schools, View from Escarpment
Faces
QEW TO ONTARIO ST BEAMSVILLE. SOUTH ON ONTARIO ST LEFT ON HWY 8. SOUTH ON HIXON LEFT ON CHERRYWOOD SOUTH ON ASHBY. RIGHT ON KENNEDY ST.
Story
2
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
Traditional
Level or Stories
2
Structure Type
Brick Veneer,Vinyl Siding
New Construction
Yes
Schools
Elementary Schools
Jacob Beam
High Schools
Niagara West Secondary School
Others
Senior Community
No
Tax ID
461060803
Ownership
Freehold/None
Virtual Tour
https://www.dropbox.com/scl/fo/njl3bi0mb42xgmvmmfrd9/AJuFAENSxlJBxKp9dt63xL4?rlkey=p9u1dmpdgqrerp9mb1f5lkfmb&dl=0
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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4970 Kennedy Street

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Navjot Singh
Navjot Singh

REALTOR® License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

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