103 Courtney Street, Cambridge, ON N3C 1S2
Listed by Cindy Dacosta • RE/MAX REAL ESTATE CENTRE INC.
103 Courtney Street , Cambridge, ON N3C 1S2
$ 799,900
Bed Rooms
3
Bath Rooms
2
SqFt
1,950
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Virtual Tour
46 photos
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Year Built
1900
ON MARKET
11
Property Type
Single Family Home
Price per Sqft
$410
Car Garage
--
Open House
Sat Oct 17, 1:00pm - 3:00pm
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,950 sqft
MLS Listing ID
40868851
Style
Bungalow
Bedrooms
3
Full Baths
2
Abv Grd Liv Area
1,950
Annual Tax Amount
$4,634
Lot Size
7,013 Sqft
Acres
0.161
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
14 - Hespeler
Zoning
R4
Direction
Queen Street to Harvey to Courtney
Rooms
Other Rooms
Storage
Basement
Exposed Rock, Separate Entrance, Walk-Out Access, Full, Unfinished, Sump Pump
Main Level Bedrooms
2
Bedroom 2
1
Kitchen
1
Interior
Interior Features
Ceiling Fan(s), Water Meter
Heating
Fireplace-Gas, Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Family Room, Gas
Fireplace
Yes
Appliance
Water Heater Owned, Water Softener, Dishwasher, Dryer, Hot Water Tank Owned, Range Hood, Refrigerator, Washer
Laundry
Main Level
Exterior
Parking Features
Concrete
Waterfront Description
River/Stream
View Y/N
true
View
Panoramic
Roof Type
Metal
Porch
Patio
Lot Frontage
54.09
Lot Depth
130.45
Garage
No
Building
Lot Description
Urban, Rectangular, City Lot, Library, Major Highway, Place of Worship, Public Transit, Quiet Area, Schools, Shopping Nearby, Trails
Faces
Queen Street to Harvey to Courtney
Foundation
Stone
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Brick,Metal/Steel Siding
New Construction
No
Schools
Elementary Schools
Centennial (Jk-6), Hespeler (7-8), St. Elizabeth (Jk-8)
High Schools
Jacob Hespeler (9-12), St. Benedict'S (9-12)
Others
Senior Community
No
Tax ID
226330054
Ownership
Freehold/None
Virtual Tour
https://viralrealestate.media/103-courtney-st-cambridge-1
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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103 Courtney Street

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Navjot Singh

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