31 Santos Drive, Caledonia, ON N3W 0H2
Listed by Matthew Adeh • RE/MAX Escarpment Realty Inc.
31 Santos Drive , Caledonia, ON N3W 0H2
$ 799,777
Bed Rooms
4
Bath Rooms
3
SqFt
1,839
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Virtual Tour
21 photos
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Year Built
2022
ON MARKET
15
Property Type
Single Family Home
Price per Sqft
$434
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,839 sqft
MLS Listing ID
40867401
Style
Contemporary
Bedrooms
4
Full Baths
2
Half Baths
1
Abv Grd Liv Area
1,839
Annual Tax Amount
$5,371
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Haldimand
Area
Caledonia
Zoning
R1-B
Direction
HWY 54 AND SUNDIN DR
Rooms
Basement
Full, Unfinished
Bedroom 2
4
Kitchen
1
Interior
Interior Features
Rough-in Bath
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplace
No
Appliance
Dishwasher, Dryer, Refrigerator, Stove, Washer
Laundry
In-Suite, Inside
Exterior
Parking Features
Attached Garage, Gravel
Roof Type
Asphalt Shing
Lot Frontage
33.14
Lot Depth
91.86
Garage
Yes
Building
Lot Description
Urban, Rectangular, Schools
Faces
HWY 54 AND SUNDIN DR
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Contemporary
Level or Stories
2
Structure Type
Aluminum Siding,Brick
New Construction
No
Others
Senior Community
No
Tax ID
381510293
Ownership
Freehold/None
Virtual Tour
https://show.tours/e/MZSv6gG
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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31 Santos Drive

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Navjot Singh

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