308 Deer Ridge Drive, Kitchener, ON N2P 2K6
Listed by Mimoza Hutton • Re/Max Twin City Realty Inc.
308 Deer Ridge Drive , Kitchener, ON N2P 2K6
$ 1,399,900
Bed Rooms
4
Bath Rooms
3
SqFt
1,917
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Virtual Tour
48 photos
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Year Built
--
ON MARKET
21
Property Type
Single Family Home
Price per Sqft
$730
Car Garage
2.0
Open House
Sun Oct 18, 2:00pm - 4:00pm
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,917 sqft
MLS Listing ID
40865618
Style
Bungalow
Bedrooms
4
Full Baths
3
Abv Grd Liv Area
3,793
Annual Tax Amount
$9,209
Lot Size
7,840 Sqft
Acres
0.18
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
3 - Kitchener West
Zoning
Res - 2
Rooms
Basement
Full, Partially Finished, Sump Pump
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
In-law Capability
Heating
Fireplace-Gas, Forced Air, Natural Gas
Cooling
Central Air
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Heater, Water Softener, Dishwasher, Dryer, Disposal, Gas Stove, Range Hood, Refrigerator, Washer
Laundry
Main Level, Sink
Exterior
Parking Features
Attached Garage
Fence
Full
Waterfront Description
River/Stream
Roof Type
Shingle
Lot Frontage
67.23
Lot Depth
118.11
Garage
Yes
Building
Lot Description
Urban, Airport, Near Golf Course, Greenbelt, Highway Access, Major Highway, Open Spaces, Park, Playground Nearby, Public Parking, Public Transit, Quiet Area, School Bus Route, Shopping Nearby, Skiing, Trails
Story
1
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Stone
New Construction
No
Others
Senior Community
No
Tax ID
227320339
Ownership
Freehold/None
Virtual Tour
https://vid.us/vabdjh
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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308 Deer Ridge Drive

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