191 Livingstone Street W, Barrie, ON L4N 6Z9
Listed by Yatharth Gautam • Kigo Realty Inc.
191 Livingstone Street W , Barrie, ON L4N 6Z9
$ 699,000
Bed Rooms
6
Bath Rooms
4
SqFt
2,338
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Virtual Tour
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Year Built
1991
ON MARKET
41
Property Type
Single Family Home
Price per Sqft
$298
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Pending
Purchase Type
For Sale
Square Footage
2,338 sqft
MLS Listing ID
40860645
Style
Traditional
Bedrooms
6
Full Baths
3
Half Baths
1
Abv Grd Liv Area
3,414
Annual Tax Amount
$6,805
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Simcoe County
Area
Barrie
Zoning
R2
Direction
Anne St. N and Livingstone St. W
Rooms
Basement
Separate Entrance, Walk-Up Access, Full, Finished, Sump Pump
Bedroom 2
4
Kitchen
2
Interior
Interior Features
Accessory Apartment, Auto Garage Door Remote(s), Water Meter
Heating
Forced Air
Cooling
Central Air
Fireplaces Number
1
Fireplace
Yes
Appliance
Water Heater, Water Softener, Dishwasher, Dryer, Gas Stove, Microwave, Range Hood, Refrigerator, Stove, Washer
Laundry
In Basement, Main Level
Exterior
Exterior Feature
Controlled Entry, Privacy, Year Round Living
Parking Features
Attached Garage, Garage Door Opener
Roof Type
Asphalt Shing
Porch
Deck, Porch
Lot Frontage
55.7
Lot Depth
112.87
Garage
Yes
Building
Lot Description
Urban, Corner Lot, Highway Access, Major Anchor, Public Transit, School Bus Route, Schools, Shopping Nearby
Faces
Anne St. N and Livingstone St. W
Story
2
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
Traditional
Level or Stories
2
Structure Type
Brick Veneer
New Construction
No
Others
Senior Community
No
Tax ID
587800069
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/vX9V7OB762NOD1/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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191 Livingstone Street W

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