25 Concession Street #110, Cambridge, ON N1R 2G6
Listed by Nicholas Sworobowicz • Royal LePage Wolle Realty
25 Concession Street #110 , Cambridge, ON N1R 2G6
$ 369,900
Bed Rooms
1
Bath Rooms
1
SqFt
624
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Virtual Tour
29 photos
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Year Built
--
ON MARKET
23
Property Type
Condo
Price per Sqft
$592
Car Garage
--
Open House
Sun Oct 18, 11:00am - 1:00pm
Property Details
Key Details
Sub Type
Condo/Apt Unit
Listing Status
Active
Purchase Type
For Sale
Square Footage
624 sqft
MLS Listing ID
40865494
Style
Apartment
Bedrooms
1
Full Baths
1
HOA Fees
$387/mo
HOA Y/N
Yes
Abv Grd Liv Area
1,170
Annual Tax Amount
$3,266
Property Sub-Type
Condo/Apt Unit
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
12 - Galt East
Zoning
C1RM1
Direction
Water street to concession street
Rooms
Basement
Development Potential, Partial, Unfinished
Main Level Bedrooms
1
Kitchen
1
Interior
Interior Features
Built-In Appliances, Other
Heating
Radiant
Cooling
Central Air
Fireplace
No
Window Features
Window Coverings
Appliance
Built-in Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer
Laundry
In-Suite
Exterior
Waterfront Description
River/Stream
Roof Type
Asphalt Shing
Garage
No
Building
Lot Description
Urban, High Traffic Area, Open Spaces, Park, Public Parking, Public Transit, Schools, Shopping Nearby, Trails
Faces
Water street to concession street
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Apartment
Level or Stories
1
Structure Type
Stone,Vinyl Siding
New Construction
No
Others
HOA Fee Include
Building Maintenance,Maintenance Grounds,Parking,Trash,Property Management Fees,Snow Removal
Senior Community
No
Tax ID
235280010
Ownership
Condominium
Virtual Tour
https://unbranded.youriguide.com/g19w7_110_25_concession_st_cambridge_on/
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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25 Concession Street #110

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