12 Sumner Crescent, Grimsby, ON L3M 5E2
Listed by Rob Golfi • RE/MAX Escarpment Golfi Realty Inc.
12 Sumner Crescent , Grimsby, ON L3M 5E2
$ 899,900
Bed Rooms
3
Bath Rooms
3
SqFt
2,352
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Virtual Tour
34 photos
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Year Built
1989
ON MARKET
40
Property Type
Single Family Home
Price per Sqft
$382
Car Garage
1.5
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,352 sqft
MLS Listing ID
40859349
Style
Traditional
Bedrooms
3
Full Baths
2
Half Baths
1
Abv Grd Liv Area
3,630
Annual Tax Amount
$6,595
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Niagara
Area
Grimsby
Zoning
R3
Direction
Lake Street to Nelles Rd N
Rooms
Other Rooms
Shed(s)
Basement
Development Potential, Full, Finished
Bedroom 2
3
Kitchen
1
Interior
Interior Features
Central Vacuum, Atrium, Ceiling Fan(s), In-law Capability
Heating
Forced Air, Natural Gas, Heat Pump
Cooling
Other
Fireplaces Number
1
Fireplaces Type
Gas
Fireplace
Yes
Window Features
Window Coverings
Appliance
Bar Fridge, Water Heater, Water Softener, Dishwasher, Dryer, Range Hood, Refrigerator, Stove, Washer, Wine Cooler
Laundry
Laundry Room, Main Level
Exterior
Exterior Feature
Landscaped, Other
Parking Features
Attached Garage, Garage Door Opener, Concrete, Inside Entry
Fence
Fence - Partial
Waterfront Description
Access to Water
Roof Type
Asphalt Shing
Porch
Porch, Enclosed
Lot Frontage
49.21
Lot Depth
132.05
Garage
Yes
Building
Lot Description
Urban, Rectangular, Ample Parking, Beach, Cul-De-Sac, Dog Park, Highway Access, Library, Major Highway, Marina, Park, Place of Worship, Playground Nearby, Public Transit, Schools, Shopping Nearby
Faces
Lake Street to Nelles Rd N
Story
3
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Traditional
Level or Stories
2
Structure Type
Brick,Vinyl Siding
New Construction
No
Schools
Elementary Schools
Lakeview Ps
High Schools
West Niagara Ss
Others
Senior Community
No
Tax ID
460290227
Ownership
Freehold/None
Virtual Tour
https://youtu.be/gJMTbeK4vio
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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12 Sumner Crescent

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Navjot Singh

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