42 Graydon Drive, Mount Elgin, ON N0J 1N0
Listed by Mike Harvey • Royal LePage Wolle Realty
42 Graydon Drive , Mount Elgin, ON N0J 1N0
$ 829,900
Bed Rooms
4
Bath Rooms
3
SqFt
1,420
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Virtual Tour
47 photos
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Year Built
2013
ON MARKET
42
Property Type
Single Family Home
Price per Sqft
$584
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,420 sqft
MLS Listing ID
40860034
Style
Bungalow
Bedrooms
4
Full Baths
3
Abv Grd Liv Area
2,678
Annual Tax Amount
$4,026
Lot Size
8,145 Sqft
Acres
0.187
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Oxford
Area
Southwest Oxford
Zoning
R1
Direction
From Mount Elgin Road onto Peggy Ave, Right onto Graydon Drive.
Rooms
Other Rooms
Shed(s)
Basement
Full, Finished
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
Central Vacuum, Auto Garage Door Remote(s)
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplace
Yes
Appliance
Built-in Microwave, Dishwasher, Dryer, Freezer, Gas Oven/Range, Hot Water Tank Owned, Refrigerator, Stove, Washer
Exterior
Exterior Feature
Landscape Lighting, Landscaped, Lawn Sprinkler System
Parking Features
Attached Garage, Garage Door Opener, Concrete
Utilities Available
At Lot Line-Gas, At Lot Line-Hydro, Cell Service, Electricity Connected, Garbage/Sanitary Collection, Recycling Pickup, Street Lights
Roof Type
Asphalt Shing
Street Surface
Paved
Porch
Deck, Porch
Lot Frontage
70.54
Lot Depth
114.83
Garage
Yes
Building
Lot Description
Urban, Rectangular, Highway Access
Faces
From Mount Elgin Road onto Peggy Ave, Right onto Graydon Drive.
Foundation
Poured Concrete
Sewer
Holding Tank, Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Brick
New Construction
No
Others
Senior Community
No
Tax ID
000110225
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/42_graydon_dr_mount_elgin_on
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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42 Graydon Drive

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Navjot Singh

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