276 King Street W #213, Kitchener, ON N2G 1B6
Listed by Joshua Mcguire • RE/MAX Real Estate Centre Inc.
276 King Street W #213 , Kitchener, ON N2G 1B6
$ 299,000
Bed Rooms
2
Bath Rooms
2
SqFt
1,064
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Virtual Tour
44 photos
Highlight
Year Built
2006
Days of On-Site Use
--
Property Type
Condo
Price per Sqft
$281
Car Garage
1.0
Open House
Sat Sep 05, 2:00pm - 4:00pm
Sun Sep 06, 2:00pm - 4:00pm
Property Details
Key Details
Sub Type
Condo/Apt Unit
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,064 sqft
MLS Listing ID
40859246
Style
Apartment
Bedrooms
2
Full Baths
2
HOA Fees
$806/mo
HOA Y/N
Yes
Abv Grd Liv Area
1,064
Annual Tax Amount
$1,723
Property Sub-Type
Condo/Apt Unit
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
2 - Kitchener East
Zoning
SGA-2
Rooms
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
Built-In Appliances, Ceiling Fan(s)
Heating
Electric Forced Air
Cooling
Central Air
Fireplace
No
Appliance
Range, Oven, Water Heater, Built-in Microwave, Dishwasher, Dryer, Range Hood, Refrigerator, Stove
Laundry
In-Suite
Exterior
Roof Type
Membrane
Porch
Juliette
Garage
Yes
Building
Lot Description
Urban, Airport, Ample Parking, Arts Centre, City Lot, High Traffic Area, Highway Access, Hospital, Library, Major Highway, Park, Place of Worship, Playground Nearby, Public Parking, Public Transit, Rail Access, Rec./Community Centre, Regional Mall, Schools, Trails
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Apartment
Level or Stories
1
Structure Type
Brick,Stucco
New Construction
No
Others
HOA Fee Include
Insurance,Building Maintenance,C.A.M.,Common Elements,Maintenance Grounds,Trash,Property Management Fees,Water,Water, Building Insurance, Common Elements
Senior Community
No
Tax ID
234240041
Ownership
Condominium
Virtual Tour
https://unbranded.youriguide.com/276_king_st_w_unit_213_kitchener_on/
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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276 King Street W #213

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