7 Housler Lane, Cambridge, ON N3C 4H7
Listed by Shaw Hasyj • SHAW REALTY GROUP INC.
7 Housler Lane , Cambridge, ON N3C 4H7
$ 969,900
Bed Rooms
4
Bath Rooms
4
SqFt
2,139
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Virtual Tour
50 photos
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Year Built
2005
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$453
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,139 sqft
MLS Listing ID
40858674
Style
Traditional
Bedrooms
4
Full Baths
3
Half Baths
1
Abv Grd Liv Area
3,186
Annual Tax Amount
$5,728
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
14 - Hespeler
Zoning
R2
Rooms
Basement
Full, Finished, Sump Pump
Bedroom 2
3
Kitchen
1
Interior
Interior Features
High Speed Internet, Central Vacuum, Water Meter
Heating
Fireplace-Gas, Forced Air, Natural Gas, Radiant Floor
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Family Room
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Heater Owned, Water Softener, Dishwasher, Hot Water Tank Owned, Range Hood, Refrigerator, Stove
Laundry
In-Suite, Upper Level
Exterior
Parking Features
Attached Garage, Garage Door Opener, Concrete
Fence
Full
Utilities Available
Cable Connected, Cell Service, Electricity Connected, Fibre Optics, Garbage/Sanitary Collection, Natural Gas Connected, Recycling Pickup, Street Lights, Phone Connected, Underground Utilities
View Y/N
true
View
Trees/Woods
Roof Type
Fiberglass
Porch
Deck, Patio, Porch
Lot Frontage
40.03
Lot Depth
106.21
Garage
Yes
Building
Lot Description
Urban, Rectangular, Hospital, Landscaped, Library, Major Highway, Open Spaces, Park, Place of Worship, Playground Nearby, Public Parking, Public Transit, Rec./Community Centre, Schools
Story
2
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Traditional
Level or Stories
2
Structure Type
Brick Veneer,Vinyl Siding
New Construction
No
Others
Senior Community
No
Tax ID
226412622
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/7_housler_lane_cambridge_on/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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7 Housler Lane

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Navjot Singh

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