447 Queen Street S, Simcoe, ON N3Y 5N1
Listed by Linda Bonadeo-Boll • Royal LePage Trius Realty Brokerage
447 Queen Street S , Simcoe, ON N3Y 5N1
$ 760,000
Bed Rooms
3
Bath Rooms
3
SqFt
1,310
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Virtual Tour
42 photos
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Year Built
2003
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$580
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active Under Contract
Purchase Type
For Sale
Square Footage
1,310 sqft
MLS Listing ID
40856403
Style
Bungalow
Bedrooms
3
Full Baths
3
Abv Grd Liv Area
1,310
Annual Tax Amount
$5,124
Lot Size
8,232 Sqft
Acres
0.189
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Norfolk
Area
Town Of Simcoe
Zoning
R1-B
Direction
Norfolk St S to Evergreen Road,left onto Queens S
Rooms
Basement
Walk-Out Access, Full, Finished, Sump Pump
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
Central Vacuum, Air Exchanger, Auto Garage Door Remote(s), Work Bench
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
2
Fireplaces Type
Family Room, Living Room, Gas
Fireplace
Yes
Appliance
Water Heater Owned, Water Softener, Dishwasher, Dryer, Gas Stove, Range Hood, Refrigerator, Stove, Washer
Laundry
In Basement, Laundry Closet, Lower Level, Main Level
Exterior
Parking Features
Attached Garage, Garage Door Opener
Utilities Available
Cable Available, Cell Service, Electricity Connected, Garbage/Sanitary Collection, High Speed Internet Avail, Natural Gas Available, Recycling Pickup, Street Lights, Phone Available
Roof Type
Asphalt Shing
Lot Frontage
59.01
Lot Depth
150.92
Garage
Yes
Building
Lot Description
Urban, Arts Centre, Near Golf Course, Greenbelt, Hospital, Library, Park, Quiet Area, Rec./Community Centre, School Bus Route, Schools, Shopping Nearby, Trails
Faces
Norfolk St S to Evergreen Road,left onto Queens S
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Aluminum Siding,Brick
New Construction
No
Schools
Elementary Schools
West Lynn Public, St. Joseph'S, Ecole Ste Marie,
High Schools
Scs, Holy Trinity
Others
Senior Community
No
Tax ID
502100124
Ownership
Freehold/None
Virtual Tour
https://tours.upnclose.com/334947
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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447 Queen Street S

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Navjot Singh

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