146 Jacob Street W, Tavistock, ON N0B 2R0
Listed by Colton Davidson • Re/Max Icon Realty
146 Jacob Street W , Tavistock, ON N0B 2R0
$ 830,000
Bed Rooms
3
Bath Rooms
2
SqFt
1,678
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Year Built
2018
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$494
Car Garage
2.0
Open House
Sat Aug 29, 2:00pm - 4:00pm
Sun Aug 30, 2:00pm - 4:00pm
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,678 sqft
MLS Listing ID
40856743
Style
Bungalow Raised
Bedrooms
3
Full Baths
2
Abv Grd Liv Area
1,678
Annual Tax Amount
$4,669
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Oxford
Area
East Zorra Tavistock
Zoning
A2
Direction
From Hwy # 8, Wilmot Easthope Rd, Hope St E, right at William St N, Jacob St W
Rooms
Other Rooms
Gazebo
Basement
Full, Partially Finished
Main Level Bedrooms
2
Bedroom 2
1
Kitchen
1
Interior
Interior Features
Auto Garage Door Remote(s), Rough-in Bath
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplace
No
Window Features
Window Coverings
Appliance
Garborator, Water Heater Owned, Water Softener, Built-in Microwave, Dishwasher, Dryer, Disposal, Gas Oven/Range, Gas Stove, Microwave, Refrigerator, Washer
Laundry
Laundry Room, Main Level
Exterior
Exterior Feature
Awning(s), Backs on Greenbelt
Parking Features
Attached Garage, Garage Door Opener, Built-In
Fence
Full
Pool
Above Ground
View Y/N
true
View
Panoramic
Roof Type
Asphalt Shing
Street Surface
Paved
Porch
Deck, Porch, Enclosed
Lot Frontage
49.21
Lot Depth
98.54
Garage
Yes
Building
Lot Description
Urban, Rectangular, Greenbelt, Highway Access, Major Highway, Park, Place of Worship, Playground Nearby, Ravine, Rec./Community Centre, Schools
Faces
From Hwy # 8, Wilmot Easthope Rd, Hope St E, right at William St N, Jacob St W
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
Bungalow Raised
Level or Stories
1
Structure Type
Brick,Vinyl Siding
New Construction
No
Others
Senior Community
No
Tax ID
530900074
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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146 Jacob Street W

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