46 Garden Crescent, Paris, ON N3L 3T4
Listed by William Morley • Re/Max Twin City Realty Inc.
46 Garden Crescent , Paris, ON N3L 3T4
$ 829,900
Bed Rooms
6
Bath Rooms
4
SqFt
2,011
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Virtual Tour
38 photos
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Year Built
1986
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$412
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,011 sqft
MLS Listing ID
40857681
Style
Cape Cod
Bedrooms
6
Full Baths
3
Half Baths
1
Abv Grd Liv Area
2,011
Annual Tax Amount
$3,900
Property Sub-Type
Detached
Source
Brantford
Location
Province
ON
County
Brant County
Area
2105 - Paris
Zoning
R2
Direction
Trillium
Rooms
Basement
Full, Partially Finished
Main Level Bedrooms
1
Bedroom 2
3
Kitchen
2
Interior
Interior Features
Accessory Apartment, Ceiling Fan(s), In-law Capability, In-Law Floorplan
Heating
Natural Gas
Cooling
Central Air
Fireplaces Number
2
Fireplace
Yes
Window Features
Window Coverings
Appliance
Built-in Microwave, Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer
Exterior
Parking Features
Attached Garage
Garage Description
2
Roof Type
Asphalt Shing
Lot Frontage
60.0
Lot Depth
140.0
Garage
Yes
Building
Lot Description
Urban, Park, Place of Worship, Playground Nearby, Quiet Area, Schools, Shopping Nearby
Faces
Trillium
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal, Unknown
Architectural Style
Cape Cod
Level or Stories
2
Structure Type
Aluminum Siding,Brick,Metal/Steel Siding,Vinyl Siding,Other
New Construction
No
Schools
Elementary Schools
Northward
High Schools
Paris
Others
Senior Community
No
Tax ID
320410242
Ownership
Freehold/None
Virtual Tour
https://youtu.be/iJaWJQK26b0?si=xWTpN2hE3j9BT-Yz
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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46 Garden Crescent

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Navjot Singh

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