647 Brant-Waterloo Road, Ayr, ON N0B 1E0
Listed by Kathleen Anne Clyson • Royal LePage Wolle Realty
647 Brant-Waterloo Road , Ayr, ON N0B 1E0
$ 1,150,000
Bed Rooms
4
Bath Rooms
4
SqFt
2,344
Save
Request Showing
Virtual Tour
49 photos
Highlight
Year Built
1954
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$490
Car Garage
--
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,344 sqft
MLS Listing ID
40856136
Style
Sidesplit
Bedrooms
4
Full Baths
3
Half Baths
1
Abv Grd Liv Area
3,142
Annual Tax Amount
$3,308
Lot Size
0.608 Acres
Acres
0.608
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
16 - N. Dumfries Twp. (W. Of 24 - Rural W.)
Zoning
Z.3
Direction
Pinehurst Road to Brant-Waterloo Road
Rooms
Other Rooms
Shed(s)
Basement
Walk-Out Access, Full, Finished
Bedroom 2
3
Kitchen
2
Interior
Interior Features
Brick & Beam, Ceiling Fan(s), In-law Capability
Heating
Forced Air-Propane
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Wood Burning
Fireplace
Yes
Window Features
Window Coverings
Appliance
Dishwasher, Dryer, Refrigerator, Stove, Washer, Wine Cooler
Laundry
In Basement, Main Level
Exterior
Exterior Feature
Landscaped, Privacy
Parking Features
Gravel
Fence
Fence - Partial
Waterfront Description
Lake/Pond
View Y/N
true
View
Trees/Woods
Roof Type
Asphalt Shing,Metal
Porch
Patio, Porch
Lot Frontage
179.92
Garage
No
Building
Lot Description
Rural, Irregular Lot, Near Golf Course, Greenbelt, Park, Quiet Area, School Bus Route, Schools, Shopping Nearby, Trails
Faces
Pinehurst Road to Brant-Waterloo Road
Foundation
Concrete Block
Sewer
Septic Tank
Water
Dug Well
Architectural Style
Sidesplit
Level or Stories
2
Structure Type
Board & Batten Siding
New Construction
No
Others
Senior Community
No
Tax ID
038550049
Ownership
Freehold/None
Virtual Tour
https://media.visualadvantage.ca/647-BrantWaterloo-Rd/idx
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

Go tour this home

647 Brant-Waterloo Road

GET MORE INFORMATION

Navjot Singh
Navjot Singh

REALTOR® | License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

Name
Phone*
Message

By checking this box, I agree by electronic signature to the Electronic Disclosure Consent Agreement; to receive recurring marketing communication from Navjot Singh, including auto-dialed calls, texts, and artificial/prerecorded voice messages (message frequency varies; data rates may apply; reply "STOP" to opt-out of texts or "HELP" for assistance); and to the Terms of Service and Privacy Policy of this website. Consent not required to make a purchase. I understand that I can call to obtain direct assistance.