3140 Kirk Road, Binbrook, ON L0R 1C0
Listed by Sim Singh • Homelife Professionals Realty Inc.
3140 Kirk Road , Binbrook, ON L0R 1C0
$ 2,189,000
Bed Rooms
7
Bath Rooms
6
SqFt
3,842
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Virtual Tour
50 photos
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Year Built
2008
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$569
Car Garage
3.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
3,842 sqft
MLS Listing ID
40856914
Style
Contemporary
Bedrooms
7
Full Baths
5
Half Baths
1
Abv Grd Liv Area
5,842
Annual Tax Amount
$8,000
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Hamilton
Area
53 - Glanbrook
Zoning
A1
Direction
HWY 20 - HWY 56 - RIGHT ON KIRK RD
Rooms
Other Rooms
Workshop
Basement
Separate Entrance, Full, Finished, Sump Pump
Bedroom 2
5
Kitchen
1
Interior
Interior Features
Built-In Appliances, Ceiling Fan(s), In-law Capability
Heating
Fireplace(s), Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Gas
Fireplace
Yes
Window Features
Window Coverings
Appliance
Built-in Microwave, Dishwasher, Dryer, Gas Oven/Range, Gas Stove, Microwave, Range Hood, Refrigerator, Stove
Laundry
Laundry Room, Main Level
Exterior
Exterior Feature
Landscape Lighting, Landscaped, Lighting
Parking Features
Attached Garage, Built-In
Utilities Available
Electricity Connected, Natural Gas Available, Recycling Pickup
View Y/N
true
View
Forest
Roof Type
Asphalt Shing,Solar
Porch
Deck, Patio, Porch, Enclosed
Lot Frontage
173.0
Lot Depth
250.0
Garage
Yes
Building
Lot Description
Rural, Rectangular, Paved, Airport, Campground, Near Golf Course, Quiet Area
Faces
HWY 20 - HWY 56 - RIGHT ON KIRK RD
Foundation
Poured Concrete
Sewer
Septic Tank, Septic Approved
Water
Well
Architectural Style
Contemporary
Level or Stories
2
Structure Type
Stone
New Construction
No
Others
Senior Community
No
Tax ID
173840708
Ownership
Freehold/None
Virtual Tour
https://view.doamedia.ca/3140_kirk_rd-9201
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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3140 Kirk Road

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Navjot Singh
Navjot Singh

REALTOR® | License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

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