28 Lake Street, Grimsby, ON L3M 2G7
Listed by Courtney Dorion • Revel Realty Inc
28 Lake Street , Grimsby, ON L3M 2G7
$ 939,900
Bed Rooms
4
Bath Rooms
3
SqFt
2,274
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Virtual Tour
50 photos
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Year Built
2004
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$413
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active Under Contract
Purchase Type
For Sale
Square Footage
2,274 sqft
MLS Listing ID
40856740
Style
Traditional
Bedrooms
4
Full Baths
2
Half Baths
1
Abv Grd Liv Area
3,397
Annual Tax Amount
$6,252
Property Sub-Type
Detached
Source
Brantford
Location
Province
ON
County
Niagara
Area
Grimsby
Zoning
RD2
Direction
Maple & Stonegate
Rooms
Other Rooms
Playground, Shed(s)
Basement
Full, Partially Finished, Sump Pump
Bedroom 2
4
Kitchen
1
Interior
Interior Features
High Speed Internet, Central Vacuum, Auto Garage Door Remote(s), Built-In Appliances, Rough-in Bath, Water Meter
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Electric, Free Standing, Living Room
Fireplace
Yes
Window Features
Window Coverings
Appliance
Bar Fridge, Range, Oven, Water Heater Owned, Built-in Microwave, Dishwasher, Dryer, Hot Water Tank Owned, Range Hood, Refrigerator, Stove, Washer, Wine Cooler
Laundry
Electric Dryer Hookup, Main Level, Sink, Washer Hookup
Exterior
Exterior Feature
Awning(s), Landscaped
Parking Features
Attached Garage, Garage Door Opener, Asphalt, Concrete, Inside Entry, Electric Vehicle Charging Station(s)
Fence
Full
Utilities Available
Electricity Connected, Natural Gas Connected
Waterfront Description
Access to Water,Lake/Pond
View Y/N
true
View
City
Roof Type
Fiberglass
Porch
Deck, Porch
Lot Frontage
39.47
Lot Depth
173.15
Garage
Yes
Building
Lot Description
Urban, Irregular Lot, Airport, Ample Parking, Arts Centre, Beach, Business Centre, Dog Park, City Lot, Greenbelt, Highway Access, Hospital, Landscaped, Library, Major Highway, Marina, Open Spaces, Park, Place of Worship, Playground Nearby, Public Transit, Quiet Area, Rec./Community Centre, School Bus Route, Schools, Shopping Nearby, Trails, View from Escarpment
Faces
Maple & Stonegate
Foundation
Concrete Perimeter, Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
Traditional
Level or Stories
2
Structure Type
Aluminum Siding,Brick
New Construction
No
Schools
Elementary Schools
Lakeview, Our Lady Of Fatima
High Schools
West Niagara Secondary, Blessed Trinity
Others
Senior Community
No
Tax ID
460290809
Ownership
Freehold/None
Virtual Tour
https://www.youtube.com/watch?v=BTdIlm4s-IE
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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28 Lake Street

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Navjot Singh

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