785 Old Mill RD, Kawartha Lakes, ON K0L 2W0
785 Old Mill RD , Kawartha Lakes, ON K0L 2W0
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Bed Rooms
4
Bath Rooms
3
Acres Lot
25
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Virtual Tour
48 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
3.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
2000-2500
Subdivision
Manvers
MLS Listing ID
X13685468
Style
2-Storey
Bedrooms
4
Annual Tax Amount
$6,769
Tax Year
2025
Lot Size
25.000 Acres
Property Sub-Type
Detached
Location
Province
ON
County
Kawartha Lakes
Area
Kawartha Lakes
Zoning
HL
Body of Water
Pigeon River
Rooms
Family Room
Yes
Basement
Finished with Walk-Out
Kitchen
1
Separate Den/Office
1
Interior
Interior Features
Primary Bedroom - Main Floor, Water Heater
Cooling
None
Fireplaces Number
2
Fireplaces Type
Living Room, Wood, Propane, Rec Room, Fireplace Insert
Inclusions
Kitchen Refrigerator, Stove, Dishwasher, Washer & Clothes Dryer, All Electrical Light Fixtures, All Window Coverings, Pool
Exterior
Exterior Feature
Deck, Porch, Year Round Living, Fishing
Parking Features
Private Double
Pool
Above Ground
Waterfront Description
River Access
View
Trees/Woods, Pool, Forest
Roof Type
Metal
Road Frontage
Year Round Municipal Road
Lot Frontage
790.0
Lot Depth
1000.0
Total Parking Spaces
13
Building
Foundation
Concrete, Insulated Concrete Form
Others
Senior Community
Yes
Security Features
Carbon Monoxide Detectors,Security Guard
ParcelsYN
Yes
Virtual Tour
https://youtu.be/Smev2risPAY?si=QuUmvbLaFhQxqwLs
Listed by Revel Realty Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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785 Old Mill RD

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Navjot Singh

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