110 Cream Street, Fenwick, ON L0S 1C0
Listed by Matthew Regan • RE/MAX Escarpment Realty Inc.
110 Cream Street , Fenwick, ON L0S 1C0
$ 1,450,000
Bed Rooms
3
Bath Rooms
2
SqFt
1,986
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Request Showing
46 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$730
Car Garage
3.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,986 sqft
MLS Listing ID
40856217
Bedrooms
3
Full Baths
2
Abv Grd Liv Area
1,986
Annual Tax Amount
$5,156
Lot Size
1.970 Acres
Acres
1.97
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Niagara
Area
Pelham
Zoning
A2A1
Direction
Highway 24 to Webber Rd to Cream St
Rooms
Other Rooms
Barn(s), Workshop
Basement
Development Potential, Full, Unfinished, Sump Pump
Bedroom 2
3
Kitchen
1
Interior
Interior Features
High Speed Internet, Auto Garage Door Remote(s), Upgraded Insulation, Water Treatment
Heating
Electric Forced Air, Forced Air, Geothermal
Cooling
Central Air
Fireplace
No
Appliance
Water Heater Owned
Laundry
Main Level
Exterior
Exterior Feature
Landscape Lighting, Landscaped, Lighting, Privacy
Parking Features
Detached Garage, Gravel
Pool
Above Ground
Utilities Available
Cell Service, Electricity Connected, Garbage/Sanitary Collection, Recycling Pickup, Street Lights
View Y/N
true
View
Forest, Garden, Meadow, Panoramic, Park/Greenbelt, Pool
Roof Type
Asphalt Shing
Street Surface
Paved
Porch
Deck, Patio, Porch
Lot Frontage
368.48
Lot Depth
234.3
Garage
Yes
Building
Lot Description
Rural, Rectangular, Ample Parking, Near Golf Course, Greenbelt, Hobby Farm, Landscaped, Open Spaces, Park, Playground Nearby, Quiet Area, Ravine, School Bus Route, Shopping Nearby, Tiled/Drainage, Trails
Faces
Highway 24 to Webber Rd to Cream St
Foundation
Brick/Mortar
Sewer
Septic Tank
Water
Cistern, Well
Level or Stories
2
Structure Type
Vinyl Siding
New Construction
No
Others
Senior Community
No
Tax ID
643990229
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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110 Cream Street

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