18 King Street #A&B, Cayuga, ON N0A 1E0
Listed by Chuck Hogeterp • RE/MAX Escarpment Realty Inc.
18 King Street #A&B , Cayuga, ON N0A 1E0
$ 489,900
Bed Rooms
4
Bath Rooms
2
SqFt
2,302
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Virtual Tour
50 photos
Highlight
Year Built
1868
Days of On-Site Use
--
Property Type
Townhouse
Price per Sqft
$212
Car Garage
--
Property Details
Key Details
Sub Type
Row/Townhouse
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,302 sqft
MLS Listing ID
40855821
Bedrooms
4
Full Baths
2
Abv Grd Liv Area
2,302
Annual Tax Amount
$2,592
Property Sub-Type
Row/Townhouse
Source
Cornerstone
Location
Province
ON
County
Haldimand
Area
Cayuga
Zoning
H A8
Direction
Via Haldimand Hwy 54, Turn right on Kerr St W. Turn left onto Ottawa St N Then turn right on King St. Destination is on your right
Rooms
Basement
Partial, Unfinished
Bedroom 2
4
Kitchen
2
Interior
Heating
Forced Air, Natural Gas
Cooling
Window Unit(s)
Fireplace
No
Appliance
Water Heater Owned, Dishwasher, Stove
Laundry
In Area
Exterior
Roof Type
Asphalt Shing
Lot Frontage
37.0
Lot Depth
74.0
Garage
No
Building
Lot Description
Urban, Irregular Lot, Library, Park, Place of Worship, Playground Nearby, Quiet Area, Rec./Community Centre, Schools
Faces
Via Haldimand Hwy 54, Turn right on Kerr St W. Turn left onto Ottawa St N Then turn right on King St. Destination is on your right
Foundation
Stone
Sewer
Sewer (Municipal)
Water
Municipal
Level or Stories
2
Structure Type
Brick
New Construction
No
Others
Senior Community
No
Tax ID
382240191
Ownership
Freehold/None
Virtual Tour
https://www.myvisuallistings.com/vtnb/363994
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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18 King Street #A&B

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