94 McLay DR, Assiginack, ON P0P 1C0
94 McLay DR , Assiginack, ON P0P 1C0
-
Bed Rooms
1
Bath Rooms
--
Acres Lot
0.5
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37 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Vacant Land
Price per Sqft
--
Car Garage
1.0
Property Details
Key Details
Sub Type
Vacant Land
Listing Status
Active
Purchase Type
For Sale
MLS Listing ID
X13671552
Bedrooms
1
Annual Tax Amount
$849
Tax Year
2025
Lot Size
0.500 Acres
Property Sub-Type
Vacant Land
Location
Province
ON
County
Manitoulin
Area
Manitoulin
Body of Water
South Bay
Rooms
Family Room
No
Basement
None
Kitchen
1
Interior
Interior Features
Solar Owned, Storage
Cooling
None
Fireplaces Type
Wood Stove
Inclusions
Bunkie (RV fridge/freezer, propane oven/stove, microwave/range hood, wood stove) Solar Installation (1 KW Charge power, 7 Kw battery bank Lithium, 3000 W pure sine wave intverter, 60W charge controler) Septic Holding Tank (not installed) 2017 Jay Flight SLX camping trailer (sleeps 7-8) Water Tank, Coverall garage and Wooden Garden Shed
Exterior
Pool
None
Waterfront Description
Beach Front
View
Bay, Bridge, Forest, Lake, Trees/Woods, Water
Road Frontage
Year Round Municipal Road
Lot Frontage
150.0
Lot Depth
426.0
Total Parking Spaces
10
Building
Foundation
Piers
Sewer
Privy
Others
Senior Community
Yes
Security Features
None
ParcelsYN
No
Listed by RIGHT AT HOME REALTY
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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94 McLay DR

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Navjot Singh

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