1812 Thompson Road E, Waterford, ON N0E 1Y0
Listed by Cynthia Featherstone • Coldwell Banker K. Miller Realty
1812 Thompson Road E , Waterford, ON N0E 1Y0
$ 2,500,000
Bed Rooms
5
Bath Rooms
2
SqFt
2,100
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Year Built
1992
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$1,190
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,100 sqft
MLS Listing ID
40853699
Style
Bungalow
Bedrooms
5
Full Baths
2
Abv Grd Liv Area
2,991
Annual Tax Amount
$14,680
Lot Size
20.793 Acres
Acres
20.793
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Norfolk
Area
Townsend
Zoning
A,MS
Direction
At Conc 12 Walpole and County Line turn left, Turn left on Thompson Rd E, property on left hand side.
Rooms
Basement
Full, Partially Finished, Sump Pump
Bedroom 2
3
Kitchen
1
Interior
Interior Features
Central Vacuum, Ceiling Fan(s)
Heating
Forced Air, Propane
Cooling
Central Air
Fireplaces Type
Family Room
Fireplace
Yes
Window Features
Window Coverings
Appliance
Instant Hot Water, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Stove, Washer
Laundry
Main Level
Exterior
Exterior Feature
Year Round Living
Parking Features
Attached Garage, Detached Garage, Asphalt, Inside Entry
Pool
Above Ground
Waterfront Description
Lake/Pond
View Y/N
true
View
Pasture, Pool
Roof Type
Asphalt Shing
Street Surface
Paved
Porch
Deck, Patio
Lot Frontage
1295.97
Lot Depth
680.61
Garage
Yes
Building
Lot Description
Rural, Irregular Lot, Campground, Near Golf Course, Industrial Park, Library, Major Highway, Place of Worship, Quiet Area, School Bus Route, Schools, Shopping Nearby, Tiled/Drainage, Trails
Faces
At Conc 12 Walpole and County Line turn left, Turn left on Thompson Rd E, property on left hand side.
Foundation
Poured Concrete
Sewer
Septic Tank
Water
Cistern
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Aluminum Siding,Brick
New Construction
No
Schools
Elementary Schools
St Bernard'S Of Clairvaux School, Waterford Public School,
High Schools
Waterford District High School
Others
Senior Community
No
Tax ID
502690286
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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1812 Thompson Road E

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