1623 Wilmot Centre Road, Baden, ON N3A 3K3
Listed by Kevin Reitzel • Keller Williams Innovation Realty
1623 Wilmot Centre Road , Baden, ON N3A 3K3
$ 1,100,000
Bed Rooms
4
Bath Rooms
3
SqFt
2,280
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Virtual Tour
46 photos
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Year Built
1870
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$482
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,280 sqft
MLS Listing ID
40854516
Bedrooms
4
Full Baths
3
Abv Grd Liv Area
2,872
Annual Tax Amount
$7,551
Lot Size
3.550 Acres
Acres
3.55
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
6 - Wilmot Township
Zoning
Z2 & Z1
Rooms
Other Rooms
Barn(s), Workshop
Basement
Partial, Partially Finished
Main Level Bedrooms
1
Bedroom 2
3
Kitchen
2
Interior
Interior Features
Accessory Apartment, In-Law Floorplan, Water Treatment
Heating
Baseboard, Electric, Forced Air, Oil
Cooling
None
Fireplace
No
Appliance
Refrigerator, Stove
Exterior
Parking Features
Detached Garage
Waterfront Description
Lake/Pond
Roof Type
Asphalt Shing
Lot Frontage
297.0
Lot Depth
984.0
Garage
Yes
Building
Lot Description
Rural, Irregular Lot, Highway Access, Landscaped, Open Spaces, Quiet Area
Story
3
Foundation
Poured Concrete, Stone
Sewer
Septic Tank
Water
Dug Well
Level or Stories
2
Structure Type
Aluminum Siding,Wood Siding
New Construction
No
Others
Senior Community
No
Tax ID
221880025
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/1623_wilmot_centre_rd_wilmot_on/
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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1623 Wilmot Centre Road

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