218 Macaulay Street E, Hamilton, ON L8L 3X8
Listed by Abdellah Majd • Revel Realty Inc.
218 Macaulay Street E , Hamilton, ON L8L 3X8
$ 699,900
Bed Rooms
3
Bath Rooms
3
SqFt
2,247
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Year Built
2007
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$311
Car Garage
1.0
Property Details
Key Details
Sub Type
Single Family Residence
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,247 sqft
MLS Listing ID
40855030
Bedrooms
3
Full Baths
2
Half Baths
1
Abv Grd Liv Area
2,899
Annual Tax Amount
$5,606
Property Sub-Type
Single Family Residence
Source
Cornerstone
Location
Province
ON
County
Hamilton
Area
13 - Hamilton Centre
Zoning
D
Direction
Barton Street to Ferguson Ave N, East on Macaulay St E
Rooms
Basement
Full, Finished
Bedroom 2
3
Kitchen
1
Interior
Interior Features
Built-In Appliances, Wet Bar
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Gas
Fireplace
Yes
Appliance
Dishwasher, Dryer, Refrigerator, Stove, Washer
Laundry
In Basement, Laundry Room
Exterior
Exterior Feature
Landscaped
Parking Features
Attached Garage, Garage Door Opener, Asphalt, Inside Entry, Tandem
Roof Type
Asphalt Shing
Street Surface
Paved
Porch
Patio, Porch
Lot Frontage
22.6
Lot Depth
163.0
Garage
Yes
Building
Lot Description
Urban, Rectangular, Hospital, Marina, Park, Place of Worship, Public Transit, Rec./Community Centre, Schools
Faces
Barton Street to Ferguson Ave N, East on Macaulay St E
Story
2
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Level or Stories
2
Structure Type
Brick
New Construction
No
Schools
Elementary Schools
Bennetto; St. Lawrence
High Schools
Westdale; Cathedral
Others
Senior Community
No
Tax ID
171570505
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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218 Macaulay Street E

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