817 Lakeshore Road, Selkirk, ON N0A 1P0
Listed by Darren D. Papineau • Royal LePage NRC Realty Inc.
817 Lakeshore Road , Selkirk, ON N0A 1P0
$ 775,000
Bed Rooms
3
Bath Rooms
2
SqFt
1,297
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Virtual Tour
44 photos
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Year Built
1989
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$597
Car Garage
1.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,297 sqft
MLS Listing ID
40855446
Bedrooms
3
Full Baths
1
Half Baths
1
Abv Grd Liv Area
1,695
Annual Tax Amount
$4,705
Lot Size
0.470 Acres
Acres
0.47
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Haldimand
Area
Rainham
Zoning
RL
Direction
Rainham Road (AKA H.R. #3), south on Kohler Road, West on Lakeshore Road
Rooms
Other Rooms
Gazebo, Shed(s), Storage
Basement
Partial, Finished, Sump Pump
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
High Speed Internet, Auto Garage Door Remote(s), Water Treatment
Heating
Forced Air-Propane, Space Heater, Wood Stove
Cooling
Central Air, Ductless
Fireplaces Type
Wood Burning Stove
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Heater Owned, Water Purifier, Built-in Microwave, Dishwasher, Dryer, Gas Stove, Hot Water Tank Owned, Refrigerator, Washer
Laundry
In Basement, Laundry Closet
Exterior
Exterior Feature
Backs on Greenbelt, Landscaped, Lighting, Recreational Area, Year Round Living
Parking Features
Attached Garage, Garage Door Opener, Concrete, Gravel
Utilities Available
Cell Service, Electricity Connected, Garbage/Sanitary Collection, Phone Connected
Waterfront Description
Lake,Indirect Waterfront,South,Other,Access to Water,Lake/Pond
View Y/N
true
View
Clear, Lake, Panoramic, Park/Greenbelt, Water
Roof Type
Metal
Street Surface
Paved
Porch
Deck
Lot Frontage
100.0
Lot Depth
162.86
Garage
Yes
Building
Lot Description
Rural, Irregular Lot, Ample Parking, Beach, Campground, Greenbelt, Hospital, Marina, Park, Place of Worship, Quiet Area, Rec./Community Centre, Schools, Shopping Nearby
Faces
Rainham Road (AKA H.R. #3), south on Kohler Road, West on Lakeshore Road
Foundation
Concrete Block, Poured Concrete
Sewer
Septic Tank
Water
Cistern
Level or Stories
1
Structure Type
Masonite/Colourlock
New Construction
No
Others
Senior Community
No
Tax ID
382110390
Ownership
Freehold/None
Virtual Tour
https://www.myvisuallistings.com/vtnb/343757
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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817 Lakeshore Road

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Navjot Singh

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