673 Brant-Waterloo Road #77, Ayr, ON N0B 1E0
Listed by David B. Rodgers • RE/MAX REAL ESTATE CENTRE INC.
673 Brant-Waterloo Road #77 , Ayr, ON N0B 1E0
$ 144,900
Bed Rooms
1
Bath Rooms
1
SqFt
495
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Virtual Tour
40 photos
Highlight
Year Built
2001
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$292
Car Garage
--
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
495 sqft
MLS Listing ID
40852889
Style
Bungalow
Bedrooms
1
Full Baths
1
Abv Grd Liv Area
495
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
16 - N. Dumfries Twp. (W. Of 24 - Rural W.)
Direction
From Cambridge, Travel South Along Spragues Rd, Turn Right Onto Brant Waterloo Rd, Hillside Lake Park Entrance Is On The Right
Rooms
Other Rooms
Gazebo, Shed(s)
Basement
None
Main Level Bedrooms
1
Kitchen
1
Interior
Interior Features
Built-In Appliances, Ceiling Fan(s)
Heating
Propane
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Electric
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Heater, Built-in Microwave, Gas Stove, Hot Water Tank Owned, Refrigerator
Exterior
Exterior Feature
Backs on Greenbelt, Landscaped, Seasonal Living
Parking Features
Gravel
Utilities Available
Propane
Roof Type
Asphalt Shing
Porch
Deck
Garage
No
Building
Lot Description
Rural, Beach, Campground, Greenbelt, Park, Playground Nearby, Public Parking, Shopping Nearby, Trails
Faces
From Cambridge, Travel South Along Spragues Rd, Turn Right Onto Brant Waterloo Rd, Hillside Lake Park Entrance Is On The Right
Story
1
Foundation
None
Sewer
Septic Tank
Water
Community Well
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Vinyl Siding
New Construction
No
Schools
Elementary Schools
Cedar Creek, St. Brigid
High Schools
Southwood, Monsignor Doyle
Others
Senior Community
No
Ownership
Other
Virtual Tour
https://unbranded.youriguide.com/77_673_brant_waterloo_rd_ayr_on/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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673 Brant-Waterloo Road #77

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Navjot Singh

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