1180 Guigue Road, Sharbot Lake, ON K0H 2P0
Listed by Lindsay Castelli • Real Broker Ontario Ltd.
1180 Guigue Road , Sharbot Lake, ON K0H 2P0
$ 419,000
Bed Rooms
2
Bath Rooms
1
SqFt
672
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33 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$623
Car Garage
--
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
672 sqft
MLS Listing ID
40855179
Bedrooms
2
Full Baths
1
Abv Grd Liv Area
672
Annual Tax Amount
$2,498
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Frontenac
Area
Frontenac
Zoning
RU
Direction
From Kingston, Road 38 North to Sharbot Lake, Right on Hwy 7, Right on Fall River Rd., Right on Guigue Rd to #1180
Rooms
Other Rooms
Shed(s)
Basement
None
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
Other
Heating
Baseboard, Electric
Cooling
None
Fireplace
No
Appliance
Refrigerator, Stove
Laundry
None
Exterior
Exterior Feature
Landscaped, Privacy, Storage Buildings
Utilities Available
Cell Service, Electricity Connected, High Speed Internet Avail, Phone Connected
Waterfront Description
Lake,Direct Waterfront,West,Other,Access to Water
View Y/N
true
View
Clear, Lake
Roof Type
Asphalt Shing
Porch
Deck, Enclosed
Lot Frontage
200.0
Lot Depth
163.0
Garage
No
Building
Lot Description
Rural, Open Spaces, Quiet Area
Faces
From Kingston, Road 38 North to Sharbot Lake, Right on Hwy 7, Right on Fall River Rd., Right on Guigue Rd to #1180
Foundation
Post & Pad
Sewer
Septic Tank
Water
Drilled Well
Level or Stories
1
Structure Type
Vinyl Siding
New Construction
No
Others
Senior Community
No
Tax ID
362320024
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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1180 Guigue Road

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