232 Cranbrook Street, Kitchener, ON N2P 0B5
Listed by Tony Johal • RE/MAX TWIN CITY REALTY INC.
232 Cranbrook Street , Kitchener, ON N2P 0B5
$ 819,998
Bed Rooms
3
Bath Rooms
3
SqFt
2,136
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Virtual Tour
50 photos
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Year Built
2012
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$383
Car Garage
1.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,136 sqft
MLS Listing ID
40855119
Style
Contemporary
Bedrooms
3
Full Baths
2
Half Baths
1
Abv Grd Liv Area
2,907
Annual Tax Amount
$5,549
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
3 - Kitchener West
Zoning
A
Rooms
Other Rooms
Gazebo
Basement
Full, Finished, Sump Pump
Bedroom 2
1
Bedroom 3
2
Kitchen
1
Interior
Interior Features
High Speed Internet, In-law Capability, Rough-in Bath, Ventilation System
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplace
No
Window Features
Window Coverings
Appliance
Water Heater, Water Softener, Built-in Microwave, Dishwasher, Dryer, Gas Oven/Range, Refrigerator, Washer
Laundry
In Basement
Exterior
Exterior Feature
Landscaped
Parking Features
Attached Garage, Concrete
Fence
Full
Utilities Available
Cable Connected, Electricity Connected, Fibre Optics, Garbage/Sanitary Collection, Natural Gas Connected, Recycling Pickup, Street Lights
Waterfront Description
River/Stream
Roof Type
Asphalt Shing
Porch
Deck, Patio, Porch
Lot Frontage
30.41
Lot Depth
121.41
Garage
Yes
Building
Lot Description
Urban, Airport, Arts Centre, Business Centre, Dog Park, Near Golf Course, Greenbelt, Highway Access, Hospital, Library, Park, Place of Worship, Playground Nearby, Public Transit, Rec./Community Centre, School Bus Route, Schools, Shopping Nearby, Skiing, Trails
Story
3
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
Contemporary
Level or Stories
2
Structure Type
Brick,Vinyl Siding
New Construction
No
Schools
Elementary Schools
Groh P.S; St. Anne; St. Kateri
High Schools
Huron Heights S.S, St. Mary'S S.S
Others
Senior Community
No
Tax ID
227342442
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/232_cranbrook_st_kitchener_on/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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232 Cranbrook Street

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Navjot Singh
Navjot Singh

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+1(519) 505-5832 | navjot@teammosaic.ca

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