194 Wiles Lane, Grey Highlands, ON N0C 1E0
Listed by Michael Christie • Royal LePage Royal City Realty
194 Wiles Lane , Grey Highlands, ON N0C 1E0
$ 1,274,900
Bed Rooms
4
Bath Rooms
2
SqFt
1,916
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Virtual Tour
46 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$665
Car Garage
--
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,916 sqft
MLS Listing ID
40855104
Bedrooms
4
Full Baths
2
Abv Grd Liv Area
1,916
Annual Tax Amount
$7,967
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Grey
Area
Grey Highlands
Zoning
RR
Direction
From Flesherton, travel East on Grey Rd 4, turn left or North on Sideroad 35, turn left or West onto Wiles Lane to cottage on left side- West of the road.
Rooms
Other Rooms
Shed(s)
Basement
None
Main Level Bedrooms
4
Kitchen
1
Interior
Interior Features
Built-In Appliances
Heating
Baseboard, Electric
Cooling
Wall Unit(s)
Fireplace
No
Appliance
Bar Fridge, Range, Dishwasher, Dryer, Range Hood, Washer
Laundry
Inside, Laundry Closet, Main Level
Exterior
Exterior Feature
Landscaped
Utilities Available
Cell Service, Electricity Connected, High Speed Internet Avail
Waterfront Description
Lake,Direct Waterfront,East,Beach Front,Access to Water,Lake Privileges,Lake/Pond
View Y/N
true
View
Lake
Roof Type
Asphalt Shing
Porch
Deck
Lot Frontage
100.0
Lot Depth
225.92
Garage
No
Building
Lot Description
Rural, Open Spaces, Quiet Area
Faces
From Flesherton, travel East on Grey Rd 4, turn left or North on Sideroad 35, turn left or West onto Wiles Lane to cottage on left side- West of the road.
Foundation
Post & Pad
Sewer
Septic Tank
Water
Well
Level or Stories
1
Structure Type
Wood Siding
New Construction
No
Others
Senior Community
No
Tax ID
372530682
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/wubmu_194_wiles_ln_flesherton_on/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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194 Wiles Lane

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Navjot Singh

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