4 Paradise BLVD #Unit 4, Ramara, ON L0K 1B0
4 Paradise BLVD #Unit 4 , Ramara, ON L0K 1B0
$ 429,649
Bed Rooms
2
Bath Rooms
2
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Year Built
--
Days of On-Site Use
--
Property Type
Townhouse
Price per Sqft
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Property Details
Key Details
Sub Type
Condo Townhouse
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1000-1199
Subdivision
Rural Ramara
MLS Listing ID
S13657722
Style
2-Storey
Bedrooms
2
Maintenance Fees
$710
Annual Tax Amount
$2,715
Tax Year
2025
Property Sub-Type
Condo Townhouse
Location
Province
ON
County
Simcoe
Area
Simcoe
Body of Water
Lake Simcoe
Rooms
Basement
None
Kitchen
1
Interior
Interior Features
Storage Area Lockers
Cooling
None
Inclusions
Fridge, Stove, Dishwasher, Dryer, Washer, Freezer, All Electric Light Fixtures, All Window Coverings, Sun Awning
Laundry
Ensuite
Exterior
Exterior Feature
Deck, Year Round Living
Parking Features
None
Waterfront Description
Seawall,Trent System
View
Beach, Lake, Water
Roof Type
Asphalt Shingle
Road Frontage
Year Round Municipal Road, Highway, Paved Road
Exposure
South
Total Parking Spaces
1
Balcony
Juliette
Building
Foundation
Concrete, Piers
Sewer
Municipal Available
Lited by CENTURY 21 B.J. ROTH REALTY LTD.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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4 Paradise BLVD #Unit 4

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