273 South Cayuga Road, Dunnville, ON N1A 2W8
Listed by Eric Gaudreau • Pay It Forward Realty
273 South Cayuga Road , Dunnville, ON N1A 2W8
$ 1,100,000
Bed Rooms
3
Bath Rooms
2
SqFt
2,266
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Year Built
1890
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$485
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,266 sqft
MLS Listing ID
40853306
Bedrooms
3
Full Baths
2
Abv Grd Liv Area
2,266
Annual Tax Amount
$3,055
Property Sub-Type
Detached
Source
Brantford
Location
Province
ON
County
Haldimand
Area
Cayuga
Zoning
H A11F4
Direction
South Cayuga Road and Rainham Road. Ensure GPS directions are for South Cayuga ROAD and not South Cayuga STREET
Rooms
Basement
Separate Entrance, Full, Unfinished, Sump Pump
Main Level Bedrooms
2
Bedroom 2
1
Kitchen
1
Interior
Interior Features
Air Exchanger, Upgraded Insulation, Water Treatment, Work Bench
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Gas
Fireplace
Yes
Appliance
Range, Instant Hot Water, Oven, Water Heater Owned, Dishwasher, Gas Stove, Hot Water Tank Owned
Laundry
Laundry Chute
Exterior
Parking Features
Detached Garage, Garage Door Opener, Asphalt, EV Charging
Roof Type
Asphalt Shing
Lot Frontage
142.19
Lot Depth
90.96
Garage
No
Building
Lot Description
Rural, Rectangular, Place of Worship, School Bus Route
Faces
South Cayuga Road and Rainham Road. Ensure GPS directions are for South Cayuga ROAD and not South Cayuga STREET
Story
3
Foundation
Stone
Sewer
Septic Tank
Water
Cistern, Other
Level or Stories
2
Structure Type
Brick
New Construction
No
Others
Senior Community
No
Tax ID
382160133
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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273 South Cayuga Road

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