18 Keys Crescent, Guelph, ON N1G 5J7
Listed by Bradley Wylde • RE/MAX REAL ESTATE CENTRE INC., BROKERAGE
18 Keys Crescent , Guelph, ON N1G 5J7
$ 1,199,999
Bed Rooms
4
Bath Rooms
4
SqFt
1,560
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Year Built
2005
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$769
Car Garage
1.5
Open House
Sat Aug 22, 12:30pm - 2:00pm
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,560 sqft
MLS Listing ID
40854098
Bedrooms
4
Full Baths
4
Abv Grd Liv Area
2,980
Annual Tax Amount
$7,442
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Wellington
Area
City Of Guelph
Zoning
R1C-11
Direction
Clairfields Dr W
Rooms
Other Rooms
Shed(s)
Basement
Separate Entrance, Full, Finished, Sump Pump
Main Level Bedrooms
2
Kitchen
2
Interior
Interior Features
Central Vacuum, Accessory Apartment, Auto Garage Door Remote(s), In-Law Floorplan
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
2
Fireplaces Type
Gas
Fireplace
Yes
Window Features
Window Coverings,Skylight(s)
Appliance
Water Softener, Dishwasher, Dryer, Gas Stove, Range Hood, Refrigerator, Washer
Laundry
In Basement, Main Level, Multiple Locations
Exterior
Exterior Feature
Landscaped
Parking Features
Attached Garage, Garage Door Opener, Asphalt
Fence
Full
Roof Type
Asphalt Shing
Porch
Patio
Lot Frontage
39.37
Lot Depth
104.99
Garage
Yes
Building
Lot Description
Urban, Rectangular, Near Golf Course, Highway Access, Library, Park, Place of Worship, Playground Nearby, Public Transit, Rec./Community Centre, School Bus Route, Schools, Shopping Nearby, Trails
Faces
Clairfields Dr W
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Level or Stories
1
Structure Type
Brick
New Construction
No
Others
Senior Community
No
Tax ID
714921095
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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18 Keys Crescent

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Navjot Singh

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