5453 Hwy 9, Minto, ON N0G 1Z0
Listed by Tracey Moon • Royal LePage Royal City Realty
5453 Hwy 9 , Minto, ON N0G 1Z0
$ 985,000
Bed Rooms
4
Bath Rooms
2
SqFt
1,784
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Year Built
1900
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$552
Car Garage
--
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,784 sqft
MLS Listing ID
40854199
Bedrooms
4
Full Baths
2
Abv Grd Liv Area
1,784
Annual Tax Amount
$4,039
Lot Size
2.878 Acres
Acres
2.878
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Wellington
Area
Minto
Zoning
A & NE
Direction
Highway 9 Between Clifford & Harriston at Corner of 15th Line
Rooms
Other Rooms
Barn(s)
Basement
Walk-Up Access, Full, Unfinished
Bedroom 2
4
Kitchen
1
Interior
Heating
Forced Air-Propane
Cooling
None
Fireplace
No
Appliance
Water Heater Owned, Dryer, Hot Water Tank Owned, Refrigerator, Stove, Washer
Laundry
In Basement
Exterior
Exterior Feature
Balcony, Year Round Living
Parking Features
Gravel
Utilities Available
Cell Service, Electricity Connected, Recycling Pickup, Phone Available
Roof Type
Metal
Porch
Deck
Lot Frontage
420.34
Lot Depth
219.18
Garage
No
Building
Lot Description
Rural, Irregular Lot, School Bus Route
Faces
Highway 9 Between Clifford & Harriston at Corner of 15th Line
Foundation
Stone
Sewer
Septic Tank
Water
Drilled Well
Level or Stories
2
Structure Type
Brick
New Construction
No
Schools
Elementary Schools
Minto Clifford
High Schools
Norwell Dss
Others
Senior Community
No
Tax ID
710040021
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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5453 Hwy 9

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