42 Lansdowne Road N, Cambridge, ON N1S 2S9
Listed by Carmen Dyer • R.W. Dyer Realty Inc., Brokerage
42 Lansdowne Road N , Cambridge, ON N1S 2S9
$ 1,299,000
Bed Rooms
6
Bath Rooms
4
SqFt
3,213
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Virtual Tour
50 photos
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Year Built
1900
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$404
Car Garage
2.0
Open House
Sun Aug 23, 2:00pm - 4:00pm
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
3,213 sqft
MLS Listing ID
40853744
Bedrooms
6
Full Baths
3
Half Baths
1
Abv Grd Liv Area
3,653
Annual Tax Amount
$11,946
Lot Size
9,583 Sqft
Acres
0.22
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
11 - Galt West
Zoning
R4
Direction
Blenheim Rd to Lansdowne Rd N
Rooms
Basement
Full, Finished
Bedroom 2
3
Bedroom 3
2
Kitchen
1
Interior
Interior Features
Auto Garage Door Remote(s), Central Vacuum, Water Treatment
Heating
Radiant
Cooling
Ductless, Wall Unit(s)
Fireplaces Number
4
Fireplaces Type
Electric, Gas, Wood Burning
Fireplace
Yes
Window Features
Window Coverings,Skylight(s)
Appliance
Water Heater Owned, Water Softener, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Stove, Washer
Laundry
In Basement
Exterior
Exterior Feature
Landscaped
Parking Features
Detached Garage, Garage Door Opener, Asphalt
Fence
Fence - Partial
Roof Type
Asphalt Shing
Porch
Porch
Lot Frontage
65.0
Lot Depth
149.97
Garage
Yes
Building
Lot Description
Urban, Rectangular, Arts Centre, City Lot, Library, Place of Worship, Playground Nearby, Public Transit, Schools, Shopping Nearby, Trails
Faces
Blenheim Rd to Lansdowne Rd N
Foundation
Stone
Sewer
Sewer (Municipal)
Water
Municipal
Level or Stories
2
Structure Type
Brick
New Construction
No
Schools
Elementary Schools
Highland Jk-6, St Andrews 7-8, St Augustine Jk-8, Saint-Noel-Chabanel Jk-6
High Schools
Galt Collegiate, Monsignor Doyle 9-12, Rene-De-Galinee 7-12
Others
Senior Community
No
Tax ID
038050078
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/ik7ax_42_lansdowne_rd_n_cambridge_on/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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42 Lansdowne Road N

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Navjot Singh

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