1123 Blue Lake Road, Lake Of Bays, ON P1H 2J6
Listed by Chuck Farrauto • Realty Network
1123 Blue Lake Road , Lake Of Bays, ON P1H 2J6
$ 649,900
Bed Rooms
1
Bath Rooms
1
SqFt
855
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44 photos
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Year Built
1972
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$760
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
855 sqft
MLS Listing ID
40853513
Style
Bungaloft
Bedrooms
1
Full Baths
1
Abv Grd Liv Area
855
Annual Tax Amount
$2,023
Lot Size
0.970 Acres
Acres
0.97
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Muskoka
Area
Lake Of Bays
Zoning
WR
Direction
Hwy 60 to Limberlost Rd to Blue Lake Rd
Rooms
Other Rooms
Sauna, Shed(s), Storage, Other
Basement
None
Main Level Bedrooms
1
Kitchen
1
Interior
Interior Features
Auto Garage Door Remote(s), Ceiling Fan(s), Sauna, Separate Heating Controls
Heating
Airtight Stove, Baseboard, Wood Stove
Cooling
None
Fireplace
No
Laundry
In Bathroom, Main Level, Washer Hookup
Exterior
Exterior Feature
Fishing, Lighting, Privacy, Year Round Living
Parking Features
Detached Garage
Utilities Available
Electricity Connected, Fibre Optics, Phone Available
Waterfront Description
Lake,Direct Waterfront,West,Water Access Deeded,Beach Front,Stairs to Waterfront,Access to Water,Lake Privileges,Lake/Pond
View Y/N
true
View
Lake, Ridge, Trees/Woods, Water
Roof Type
Metal
Porch
Deck, Porch
Lot Frontage
207.33
Lot Depth
269.69
Garage
Yes
Building
Lot Description
Rural, Irregular Lot, Quiet Area, Trails, View from Escarpment
Faces
Hwy 60 to Limberlost Rd to Blue Lake Rd
Foundation
Pillar/Post/Pier
Sewer
Septic Tank
Water
Lake/River
Architectural Style
Bungaloft
Level or Stories
1
Structure Type
Wood Siding
New Construction
No
Others
Senior Community
No
Tax ID
480680241
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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1123 Blue Lake Road

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Navjot Singh

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