14172 Road 38 N/A, Frontenac, ON K0H 2P0
14172 Road 38 N/A , Frontenac, ON K0H 2P0
$ 594,900
Bed Rooms
5
Bath Rooms
3
Acres Lot
0.44
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Video Tour
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Year Built
--
Days of On-Site Use
--
Property Type
Multi-Family
Price per Sqft
--
Car Garage
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Property Details
Key Details
Sub Type
Duplex
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
2500-3000
Subdivision
45 - Frontenac Centre
MLS Listing ID
X13642124
Style
2-Storey
Bedrooms
5
Annual Tax Amount
$4,170
Tax Year
2026
Lot Size
0.440 Acres
Property Sub-Type
Duplex
Location
Province
ON
County
Frontenac
Area
Frontenac
Zoning
C- Commercial
Body of Water
Sharbot Lake
Rooms
Basement
Partial Basement, Unfinished, Crawl Space
Kitchen
2
Interior
Interior Features
In-Law Suite, Water Heater, Water Heater Owned, Separate Hydro Meter
Cooling
None
Fireplaces Number
3
Fireplaces Type
Electric
Inclusions
Stove, Dishwasher, Refrigerator, Stove(in suite), Refrigerator(in suite), Washer and Dryer, Dock
Exterior
Exterior Feature
Fishing, Recreational Area, Year Round Living
Parking Features
None
Pool
None
Waterfront Description
Dock,Stairs to Waterfront
View
Bay, Lake, Water
Roof Type
Asphalt Shingle
Road Frontage
Municipal Road, Public Road, Year Round Municipal Road
Total Parking Spaces
3
Building
Foundation
Concrete Block, Concrete
Lited by EXP REALTY, BROKERAGE
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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14172 Road 38 N/A

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Navjot Singh

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