499 Concession Rd 4 East RD, Trent Hills, ON K0K 3K0
499 Concession Rd 4 East RD , Trent Hills, ON K0K 3K0
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Bed Rooms
2
Bath Rooms
2
Acres Lot
50
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Virtual Tour
46 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
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Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1100-1500
Subdivision
Warkworth
MLS Listing ID
X13637582
Style
1 1/2 Storey
Bedrooms
2
Annual Tax Amount
$5,009
Tax Year
2026
Lot Size
50.000 Acres
Property Sub-Type
Detached
Location
Province
ON
County
Northumberland
Area
Northumberland
Zoning
RU + 44EC
Body of Water
Burnley Creek
Rooms
Family Room
No
Basement
Partial Basement, Walk-Out, Unfinished
Kitchen
1
Interior
Interior Features
Carpet Free, Storage
Cooling
None
Fireplaces Type
Wood Stove
Inclusions
Fridge, Stove, Microwave, Washer, Dryer (All Appliances in "As-Is Condition"); Propane Forced Air Furnace (2025); Wood Stove (WETT); Hot Water Tank (Owned); All Window Coverings; All Electric Light Fixtures. All Furnishings Are Available and Negotiable Under Separate Contract.
Exterior
Exterior Feature
Deck, Fishing, Privacy, Porch Enclosed, Year Round Living
Pool
None
Waterfront Description
River Front
View
Creek/Stream, Forest, Pasture
Roof Type
Membrane,Metal
Road Frontage
Year Round Municipal Road
Lot Frontage
1448.65
Lot Depth
1864.35
Total Parking Spaces
20
Building
Building Age
100+
Foundation
Stone
Others
Senior Community
No
ParcelsYN
No
Virtual Tour
https://www.youtube.com/watch?v=BRd3rQAfWDg
Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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499 Concession Rd 4 East RD

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Navjot Singh

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+1(519) 505-5832 | navjot@teammosaic.ca

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