323 St Lawrence ST W, Centre Hastings, ON K0K 2K0
323 St Lawrence ST W , Centre Hastings, ON K0K 2K0
-
Bed Rooms
2
Bath Rooms
2
Acres Lot
2
Save
Request Showing
Virtual Tour
48 photos
Highlight
Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
1.0
Property Details
Key Details
Sub Type
Rural Residential
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1100-1500
Subdivision
Centre Hastings
MLS Listing ID
X13636098
Style
Bungalow
Bedrooms
2
Annual Tax Amount
$3,781
Tax Year
2026
Lot Size
2.000 Acres
Property Sub-Type
Rural Residential
Location
Province
ON
County
Hastings
Area
Hastings
Zoning
RR
Rooms
Family Room
Yes
Basement
Finished with Walk-Out
Kitchen
1
Separate Den/Office
1
Interior
Interior Features
Floor Drain, In-Law Capability, Primary Bedroom - Main Floor, Water Softener
Cooling
None
Fireplaces Number
1
Fireplaces Type
Wood Stove, Wood
Inclusions
Refrigerator, Dishwasher, Washer, Dryer, Water Softener, Dining Room Set, Living Room Set, Window Coverings & Electric Light Fixtures, Water Purifier under Kitchen Sink, Security Cameras
Exterior
Exterior Feature
Deck, Porch Enclosed, Privacy
Parking Features
Private Double
Pool
None
Roof Type
Metal
Lot Frontage
357.81
Lot Depth
414.81
Total Parking Spaces
5
Building
Building Age
51-99
Foundation
Concrete Block
Others
Senior Community
Yes
Security Features
Carbon Monoxide Detectors,Smoke Detector
ParcelsYN
No
Virtual Tour
https://pages.finehomesphoto.com/323-St-Lawrence-St-W/idx
Listed by Century 21 United Realty Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Go tour this home

323 St Lawrence ST W

GET MORE INFORMATION

Navjot Singh
Navjot Singh

REALTOR® | License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

Name
Phone*
Message

By checking this box, I agree by electronic signature to the Electronic Disclosure Consent Agreement; to receive recurring marketing communication from Navjot Singh, including auto-dialed calls, texts, and artificial/prerecorded voice messages (message frequency varies; data rates may apply; reply "STOP" to opt-out of texts or "HELP" for assistance); and to the Terms of Service and Privacy Policy of this website. Consent not required to make a purchase. I understand that I can call to obtain direct assistance.

Free Account Required

  • Instant access to listing photos & details
  • Save listings and searches
  • Access details for this property