367 Gifford DR, Selwyn, ON K0L 1T0
367 Gifford DR , Selwyn, ON K0L 1T0
$ 3,250,000
Bed Rooms
5
Bath Rooms
6
Acres Lot
0.5
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Virtual Tour
50 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
12.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active Under Contract
Purchase Type
For Sale
Approx. Sqft
5000 +
Subdivision
Selwyn
MLS Listing ID
X13636080
Style
Bungalow
Bedrooms
5
Annual Tax Amount
$2,668
Tax Year
2025
Lot Size
0.500 Acres
Property Sub-Type
Detached
Location
Province
ON
County
Peterborough
Area
Peterborough
Zoning
R1 (Residential 1)
Body of Water
Chemong Lake
Rooms
Family Room
Yes
Basement
Full, Walk-Out
Kitchen
3
Interior
Interior Features
Accessory Apartment, Air Exchanger, Auto Garage Door Remote, Bar Fridge, Built-In Oven, Central Vacuum, Guest Accommodations, In-Law Suite, On Demand Water Heater, Separate Heating Controls, Upgraded Insulation, Water Heater Owned, Water Softener, Water Treatment, Carpet Free, Generator - Full, Primary Bedroom - Main Floor, Storage
Cooling
Central Air
Fireplaces Type
Roughed In
Inclusions
Refrigerator/Freezer, Dishwashers (x2), Microwave Convection Oven, Gas Range & Hood, Warming Drawer, Beverage Fridge, Washer & Dryer, Reverse Osmosis Water System, Water Softener, UV System, Hot Water Tank, Central Vacuum Systems (x2), Marine Rail.
Exterior
Exterior Feature
Deck, Landscaped, Patio, Privacy, Porch, Year Round Living
Parking Features
Circular Drive
Pool
None
Waterfront Description
Boat Launch,Boathouse,Dock,Marine Rail,Trent System,Beach Front,Seawall
View
Beach, Garden, Hills, Lake, Panoramic
Roof Type
Metal
Road Frontage
Year Round Municipal Road
Lot Frontage
200.0
Lot Depth
200.0
Total Parking Spaces
24
Building
Building Age
New
Foundation
Insulated Concrete Form
Others
Senior Community
Yes
Security Features
Carbon Monoxide Detectors,Smoke Detector
ParcelsYN
No
Virtual Tour
https://iguidebythebay.hd.pics/367-Gifford-Dr/idx
Listed by Coldwell Banker Electric Realty
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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