431 Victoria Beach RD , Cramahe, ON K0K 1S0
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Bed Rooms
4
Bath Rooms
5
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Highlight
Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
5.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
3000-3500
Subdivision
Rural Cramahe
MLS Listing ID
X13633518
Style
Bungalow
Bedrooms
4
Annual Tax Amount
$11,457
Tax Year
2025
Property Sub-Type
Detached
Location
Province
ON
County
Northumberland
Area
Northumberland
Zoning
SR-HL
Body of Water
Lake Ontario
Rooms
Family Room
Yes
Basement
Full, Finished with Walk-Out
Kitchen
2
Separate Den/Office
3
Interior
Interior Features
Accessory Apartment, Auto Garage Door Remote, Primary Bedroom - Main Floor, On Demand Water Heater, Carpet Free, Water Softener, Water Treatment, Floor Drain
Cooling
Wall Unit(s)
Fireplaces Number
1
Fireplaces Type
Living Room
Inclusions
All Electrical Light Fixtures. All Window Coverings. Main: Fridge, Range, Microwave, Hood fan, Dishwasher, Washer, Dryer. Lower: Range, Fridge, Washer, Dryer, Microwave Hood fan. Double-Sided Radiant Propane Fireplace. Basement Electric Fireplace, 3 Air conditioning wall units, Radiant Hot Water Tankless Heating System, Water softener, Reverse Osmosis water system on Fridge & Kitchen sink, Extremely Efficient Next Energy Geothermal Heating System, Propane Novien Water Heater, Water Softener, UV Light, Setiment Filters.
Exterior
Exterior Feature
Fishing, Landscaped, Year Round Living, Recreational Area, Privacy
Parking Features
Circular Drive
Pool
Indoor
Waterfront Description
Beach Front,Stairs to Waterfront
View
Lake
Roof Type
Membrane,Asphalt Shingle
Road Frontage
Seasonal Municipal Road
Lot Frontage
230.0
Lot Depth
356.38
Total Parking Spaces
24
Building
Building Age
16-30
Foundation
Concrete Block
Others
Senior Community
Yes
ParcelsYN
No
Virtual Tour
https://ramsayrealestate.ca/whitelabel/431-victoria-beach-road-colborne/
Listed by HARVEY KALLES REAL ESTATE LTD.
Residential financing tool — Navjot Singh
Residential mortgage & income qualification calculator
Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.
Purchase & mortgage inputs
Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.
Qualification & closing costs
Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
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