54 Ellis Street, Port Rowan, ON N0E 1M0
Listed by Vicki Medeiros • Coldwell Banker Momentum Realty
54 Ellis Street , Port Rowan, ON N0E 1M0
$ 345,000
Bed Rooms
3
Bath Rooms
2
SqFt
2,172
Save
Request Showing
32 photos
Highlight
Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$158
Car Garage
--
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,172 sqft
MLS Listing ID
40851919
Bedrooms
3
Full Baths
1
Half Baths
1
Abv Grd Liv Area
2,172
Annual Tax Amount
$2,769
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Norfolk
Area
Port Rowan
Zoning
R2(H)
Direction
From highway 59, turn East on 1st Concession Road, turn right onto Bay Street, turn right on Price Street, then turn left onto Ellis Street.
Rooms
Basement
Crawl Space, Unfinished
Bedroom 2
3
Kitchen
1
Interior
Heating
Gas Hot Water
Cooling
None
Fireplace
No
Appliance
Water Heater Owned, Stove
Exterior
Roof Type
Metal
Lot Frontage
54.0
Lot Depth
161.7
Garage
No
Building
Lot Description
Urban, City Lot, Near Golf Course, Marina, Place of Worship, Rec./Community Centre, Schools
Faces
From highway 59, turn East on 1st Concession Road, turn right onto Bay Street, turn right on Price Street, then turn left onto Ellis Street.
Sewer
Sewer (Municipal)
Water
Municipal
Level or Stories
2
Structure Type
Other
New Construction
No
Others
Senior Community
No
Tax ID
501200633
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

Go tour this home

54 Ellis Street

GET MORE INFORMATION

Navjot Singh
Navjot Singh

REALTOR® | License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

Name
Phone*
Message

By checking this box, I agree by electronic signature to the Electronic Disclosure Consent Agreement; to receive recurring marketing communication from Navjot Singh, including auto-dialed calls, texts, and artificial/prerecorded voice messages (message frequency varies; data rates may apply; reply "STOP" to opt-out of texts or "HELP" for assistance); and to the Terms of Service and Privacy Policy of this website. Consent not required to make a purchase. I understand that I can call to obtain direct assistance.