56 Griffin DR, Kawartha Lakes, ON K0M 1K0
56 Griffin DR , Kawartha Lakes, ON K0M 1K0
$ 899,900
Bed Rooms
3
Bath Rooms
1
Acres Lot
0.5
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Virtual Tour
47 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active Under Contract
Purchase Type
For Sale
Approx. Sqft
700-1100
Subdivision
Somerville
MLS Listing ID
X13624116
Style
Bungalow
Bedrooms
3
Annual Tax Amount
$5,291
Tax Year
2026
Lot Size
0.500 Acres
Property Sub-Type
Detached
Location
Province
ON
County
Kawartha Lakes
Area
Kawartha Lakes
Zoning
RR#3
Body of Water
Four Mile Lake
Rooms
Family Room
No
Basement
None
Kitchen
1
Separate Den/Office
1
Interior
Interior Features
Carpet Free
Cooling
None
Fireplaces Number
1
Fireplaces Type
Wood Stove
Inclusions
Fridge, Stove Microwave, Electric Winch in Boathouse, "Davit Master" 4, 000 lb shoreline winch, Garage Door Opener, All furniture and chattels unless otherwise excluded (see exclusions), Workbench in boathouse, All docks and marine rail with winch, 3 x Garden Sheds
Exterior
Pool
None
Waterfront Description
Boathouse,Marine Rail,Stairs to Waterfront
View
Lake
Roof Type
Asphalt Shingle
Road Frontage
Year Round Private Road
Lot Frontage
150.0
Lot Depth
246.0
Total Parking Spaces
17
Building
Building Age
51-99
Foundation
Piers
Others
Senior Community
Yes
ParcelsYN
No
Virtual Tour
https://www.youtube.com/watch?v=qWhlHULxVBw
Listed by STONEMILL REALTY INC.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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56 Griffin DR

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Navjot Singh
Navjot Singh

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+1(519) 505-5832 | navjot@teammosaic.ca

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