80 Carling Terrace, Wingham, ON N0G 2W0
Listed by Renata Zalewska • RED AND WHITE REALTY INC.
80 Carling Terrace , Wingham, ON N0G 2W0
$ 419,000
Bed Rooms
3
Bath Rooms
2
SqFt
835
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Virtual Tour
27 photos
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Year Built
1947
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$501
Car Garage
--
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
835 sqft
MLS Listing ID
40851366
Style
Bungalow
Bedrooms
3
Full Baths
1
Half Baths
1
Abv Grd Liv Area
1,035
Annual Tax Amount
$2,424
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Huron
Area
North Huron
Zoning
R2
Direction
FROM DIAGONAL TURN ON CARLING TERRACE
Rooms
Basement
Full, Partially Finished, Sump Pump
Main Level Bedrooms
3
Kitchen
1
Interior
Interior Features
Ceiling Fan(s)
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplace
No
Appliance
Dryer, Range Hood, Refrigerator, Stove, Washer
Laundry
In Basement
Exterior
Exterior Feature
Awning(s), Landscaped, Privacy
Pool
Above Ground
Roof Type
Asphalt Shing
Porch
Deck, Porch
Lot Frontage
44.0
Lot Depth
130.0
Garage
No
Building
Lot Description
Urban, Greenbelt, Landscaped, Library, Major Highway, Park, Place of Worship, Quiet Area, School Bus Route, Schools, Shopping Nearby
Faces
FROM DIAGONAL TURN ON CARLING TERRACE
Foundation
Concrete Block
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Vinyl Siding
New Construction
No
Schools
Elementary Schools
Maitland River; Sacred Heart Elementary School
High Schools
F.E. Madill
Others
Senior Community
No
Tax ID
410620080
Ownership
Freehold/None
Virtual Tour
https://view.spiro.media/order/649d0696-2026-493f-09ae-08dcc21b00bb?branding=false
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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80 Carling Terrace

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Navjot Singh

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