1023 McCabe RD, Lake Of Bays, ON P0B 1A0
1023 McCabe RD , Lake Of Bays, ON P0B 1A0
$ 1,600,000
Bed Rooms
2
Bath Rooms
3
Acres Lot
0.5
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
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Property Details
Key Details
Sub Type
Detached
Listing Status
Active Under Contract
Purchase Type
For Sale
Approx. Sqft
1100-1500
Subdivision
Mclean
MLS Listing ID
X13620944
Style
2-Storey
Bedrooms
2
Annual Tax Amount
$2,612
Tax Year
2026
Lot Size
0.500 Acres
Property Sub-Type
Detached
Location
Province
ON
County
Muskoka
Area
Muskoka
Zoning
Waterfront Residential
Body of Water
Echo Lake
Rooms
Family Room
No
Basement
Other, Unfinished
Kitchen
1
Separate Den/Office
1
Interior
Interior Features
Guest Accommodations
Cooling
Central Air
Fireplaces Number
1
Inclusions
Most of the furniture, 1 Kayak, 1 paddle board, life vests. See exclusions list.
Exterior
Exterior Feature
Deck, Landscape Lighting, Patio, Privacy, Recreational Area, Year Round Living
Parking Features
Private
Pool
None
Waterfront Description
Dock,Waterfront-Not Deeded,Beach Front
View
Lake, Panoramic
Roof Type
Asphalt Shingle
Road Frontage
Year Round Municipal Road, Year Round Private Road, Private Road, Municipal Road
Lot Frontage
402.0
Lot Depth
272.0
Total Parking Spaces
6
Building
Building Age
51-99
Foundation
Concrete
Others
Senior Community
No
Security Features
Smoke Detector,Carbon Monoxide Detectors
ParcelsYN
Yes
Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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1023 McCabe RD

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Navjot Singh

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