937 Concession 6 Townsend, Waterford, ON N0E 1Y0
Listed by Michael Deangelis • Coldwell Banker Homefront Realty
937 Concession 6 Townsend , Waterford, ON N0E 1Y0
$ 765,400
Bed Rooms
4
Bath Rooms
2
SqFt
1,335
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Virtual Tour
49 photos
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Year Built
1977
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$573
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,335 sqft
MLS Listing ID
40851904
Style
Sidesplit
Bedrooms
4
Full Baths
2
Abv Grd Liv Area
1,335
Annual Tax Amount
$4,708
Property Sub-Type
Detached
Source
Brantford
Location
Province
ON
County
Norfolk
Area
Townsend
Zoning
RH
Direction
South on Cockshutt Rd thru Boston turn right on Concession 6 or HWY 24 turn EAST on Concession 6
Rooms
Other Rooms
Shed(s), Workshop
Basement
Full, Partially Finished, Sump Pump
Bedroom 2
3
Kitchen
1
Interior
Interior Features
Central Vacuum, Sewage Pump, Water Treatment
Heating
Forced Air, Natural Gas, Heat Pump
Cooling
Other
Fireplaces Number
1
Fireplaces Type
Gas
Fireplace
Yes
Appliance
Instant Hot Water, Dishwasher, Microwave
Exterior
Parking Features
Attached Garage, Detached Garage, Garage Door Opener
Pool
Above Ground
Roof Type
Metal
Porch
Deck
Lot Frontage
90.0
Lot Depth
300.0
Garage
Yes
Building
Lot Description
Rural, Near Golf Course, Place of Worship, Trails
Faces
South on Cockshutt Rd thru Boston turn right on Concession 6 or HWY 24 turn EAST on Concession 6
Foundation
Concrete Block
Sewer
Septic Tank
Water
Dug Well
Architectural Style
Sidesplit
Level or Stories
2
Structure Type
Aluminum Siding,Brick
New Construction
No
Others
Senior Community
No
Tax ID
502750220
Ownership
Freehold/None
Virtual Tour
https://youtu.be/sUR0KyUnCog
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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937 Concession 6 Townsend

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